Analysis
Lubbock Christian's social work program carries unusually high debt for below-average starting pay, creating a challenging financial picture that improves considerably—but only with time. Graduates leave with $36,750 in debt while earning just under $33,000 initially, which means they're borrowing more than a full year's salary. That debt load ranks in the 95th percentile nationally for social work programs, while first-year earnings sit in the 23rd percentile. Within Texas, the program performs at the state median for earnings but with significantly more debt than typical in-state alternatives like Texas Woman's University or Midwestern State, which offer similar career outcomes with roughly $10,000 less debt.
The significant caveat here: this data reflects fewer than 30 graduates, so individual circumstances heavily influence these numbers. The 50% earnings growth by year four suggests graduates eventually reach solid mid-career salaries around $49,000, but those early years will be tight when loan payments kick in. For a field like social work—known for modest but stable pay—taking on debt exceeding your first year's salary creates real strain during the loan repayment period.
If your child is committed to social work and specifically drawn to Lubbock Christian's mission, understand they'll need a clear plan for managing that debt burden. Otherwise, exploring the public university options in Texas would put them in a similar career position with thousands less to repay.
Where Lubbock Christian University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Lubbock Christian University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Lubbock Christian University | $32,952 | $49,439 | +50% |
| Texas Christian University | $33,819 | $57,255 | +69% |
| Our Lady of the Lake University | $38,209 | $48,423 | +27% |
| Texas Woman's University | $40,340 | $48,113 | +19% |
| Texas A&M University-Central Texas | $35,345 | $47,214 | +34% |
Compare to Similar Programs in Texas
Social Work bachelors's programs at peer institutions in Texas (35 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $27,298 | $32,952 | $49,439 | $36,750 | 1.12 | |
| $9,173 | $42,333 | $43,618 | $38,162 | 0.90 | |
| $11,299 | $40,667 | $42,875 | $31,750 | 0.78 | |
| $8,648 | $40,340 | $48,113 | $24,000 | 0.59 | |
| $10,310 | $39,215 | $41,129 | $35,135 | 0.90 | |
| $8,319 | $38,771 | $40,468 | $27,178 | 0.70 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lubbock Christian University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 22 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.