Analysis
A debt-to-earnings ratio of 0.35 suggests reasonable financial positioning for this associate degree. Based on national benchmarks for computer science programs at community colleges, first-year earnings around $35,761 against an estimated $12,500 in debt means graduates would need roughly four months of gross income to cover educational costs—a manageable burden by most standards.
New Mexico's tech sector presents both opportunity and limitation. While similar programs at Central New Mexico Community College report starting salaries around $34,000, the state's median for these credentials sits slightly below the national average. Luna's rural Las Vegas location adds another variable: tech jobs typically concentrate in Albuquerque and Santa Fe, potentially requiring relocation. That said, the estimated debt load is lower than the national median of $14,932, which provides some financial cushion if the job search takes longer than expected.
The key uncertainty here is whether Luna's specific curriculum and employer connections match what peer programs deliver. With only 25% of students receiving Pell grants—unusually low for a community college—this may serve a population with existing resources or职业技能 development needs. For families evaluating this path, the numbers suggest reasonable value *if* the program leads to employment, but confirming Luna's job placement track record and understanding their geographic reach becomes essential given the estimation gap.
Where Luna Community College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs in New Mexico
Computer and Information Sciences associates's programs at peer institutions in New Mexico (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,202 | $35,761* | — | $12,500* | — | |
| $1,934 | $34,156* | $45,220 | $9,188* | 0.27 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Luna Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.