Analysis
Special education teachers in Ohio start at relatively modest salaries, and Malone's program appears to follow that state pattern. Based on comparable programs across Ohio, graduates likely earn around $41,362 in their first year—slightly below the national median of $44,139 but in line with what most Ohio programs produce. The estimated $27,000 in debt translates to a manageable debt-to-earnings ratio of 0.65, meaning monthly loan payments should stay below 10% of take-home pay under standard repayment plans.
The concerning detail here is the drop to $37,473 by year four. While special education positions offer job security and eventual pension benefits, they don't typically provide the salary growth seen in other fields. Peer programs at Ohio State and University of Dayton show stronger first-year outcomes by $3,000-4,000 annually, though all special education tracks face similar compression in the early-to-mid career years. For context, special education teachers in Ohio generally earn between $40,000-45,000 regardless of which program they complete.
The financial case works if your child is committed to special education specifically—the debt load won't be crushing, and the profession offers stability. But given the field's salary constraints, it's worth comparing Malone's full cost of attendance against Ohio's public options, where similar outcomes might come with less debt and more financial flexibility in those early teaching years.
Where Malone University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Malone University | — | $37,473 | — |
| University of Dayton | $45,260 | $44,985 | -1% |
| University of Toledo | $40,952 | $44,030 | +8% |
| Ohio State University-Main Campus | $45,213 | $43,720 | -3% |
| Miami University-Oxford | $41,871 | $43,240 | +3% |
Compare to Similar Programs in Ohio
Special Education and Teaching bachelors's programs at peer institutions in Ohio (43 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,120 | $41,362* | $37,473 | $27,000* | — | |
| $47,600 | $45,260* | $44,985 | $20,612* | 0.46 | |
| $12,859 | $45,213* | $43,720 | $26,899* | 0.59 | |
| $41,788 | $42,709* | $40,804 | $27,000* | 0.63 | |
| $13,570 | $42,347* | — | $25,046* | 0.59 | |
| $17,809 | $41,871* | $43,240 | $27,000* | 0.64 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Malone University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in OH. Actual outcomes may vary.