Analysis
Is $24,375 in debt manageable when first-year earnings hover around $35,000? The math here is sobering—comparable Research and Experimental Psychology bachelor's programs nationally suggest earnings that leave graduates bringing home roughly $2,900 monthly before taxes, with a debt load equal to 70% of their first year's salary. That's not catastrophic, but it means loan payments will consume a meaningful chunk of early paychecks.
What makes this particularly tricky is that psychology bachelor's degrees typically serve as stepping stones rather than endpoints. Similar programs across the country show earnings clustering tightly around $35,000, with even top performers rarely breaking $40,000 in their first year. If your child plans to pursue graduate training—which most psychology careers require—this bachelor's degree becomes part one of a longer, more expensive educational journey. That $24,000 in undergraduate debt compounds when you're adding graduate school loans on top.
The practical question becomes whether Maryville offers enough—strong mentorship, research opportunities, graduate school preparation—to justify debt levels that mirror the national norm. For students planning to work immediately after graduation rather than continuing their education, peer programs suggest they'll face a tight financial stretch during those crucial early years when they're trying to establish independence.
Where Maryville College Stands
Earnings vs. debt across all research and experimental psychology bachelors's programs nationally
Compare to Similar Programs Nationally
Research and Experimental Psychology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,514 | $34,769* | — | $24,375* | — | |
| $67,844 | $56,504* | — | $15,875* | 0.28 | |
| $69,045 | $53,156* | $56,899 | $20,500* | 0.39 | |
| $63,340 | $49,035* | — | $14,507* | 0.30 | |
| $64,700 | $47,874* | — | —* | — | |
| $63,478 | $47,376* | — | $13,750* | 0.29 | |
| National Median | — | $34,768* | — | $21,500* | 0.62 |
Career Paths
Occupations commonly associated with research and experimental psychology graduates
Statisticians
Biostatisticians
Medical Scientists, Except Epidemiologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Child, Family, and School Social Workers
Managers, All Other
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Maryville College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 84 similar programs. Actual outcomes may vary.