Analysis
Massachusetts College of Art and Design produces Fine Arts graduates who start behind—earning just $21,461 in their first year, well below both the national and state medians. But that's only part of the story. By year four, these graduates reach $33,907, representing 58% growth and putting them solidly above Massachusetts' median for art programs. This progression suggests the program cultivates skills that take time to monetize, whether through building portfolios, establishing client bases, or developing their artistic practice.
The $26,000 debt load is reasonable for an art degree—slightly below the national median and typical for Massachusetts programs. The debt-to-earnings ratio of 1.21 looks manageable if you focus on the four-year earnings figure rather than the difficult first year out of college. However, this still lags behind top state performers like UMass-Boston, where art graduates earn $37,000. As a specialized art school with a 77% admission rate, MassArt offers focused training but not the kind of cross-disciplinary opportunities or alumni network that might accelerate early earnings.
For families who understand that art careers rarely launch immediately, this represents a measured risk. The debt is containable, the growth trajectory is promising, and graduates ultimately outpace half their Massachusetts peers. Just don't expect your child to move out immediately after graduation—that first year will likely require financial support.
Where Massachusetts College of Art and Design Stands
Earnings vs. debt across all fine and studio arts bachelors's programs nationally
Earnings Distribution
How Massachusetts College of Art and Design graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Massachusetts College of Art and Design | $21,461 | $33,907 | +58% |
| Williams College | $34,560 | $72,010 | +108% |
| University of Massachusetts-Lowell | $36,236 | $49,153 | +36% |
| University of Massachusetts-Amherst | $18,072 | $44,644 | +147% |
| Bridgewater State University | $29,595 | $43,219 | +46% |
Compare to Similar Programs in Massachusetts
Fine and Studio Arts bachelors's programs at peer institutions in Massachusetts (41 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,960 | $21,461 | $33,907 | $26,000 | 1.21 | |
| $15,496 | $36,980 | $35,166 | $27,000 | 0.73 | |
| $16,570 | $36,236 | $49,153 | $27,000 | 0.75 | |
| $64,860 | $34,560 | $72,010 | $11,850 | 0.34 | |
| $11,882 | $33,440 | $34,247 | $27,000 | 0.81 | |
| $11,389 | $29,595 | $43,219 | $27,000 | 0.91 | |
| National Median | — | $24,742 | — | $25,295 | 1.02 |
Career Paths
Occupations commonly associated with fine and studio arts graduates
Art Directors
Special Effects Artists and Animators
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Archivists
Curators
Museum Technicians and Conservators
Craft Artists
Fine Artists, Including Painters, Sculptors, and Illustrators
Artists and Related Workers, All Other
Jewelers and Precious Stone and Metal Workers
Gem and Diamond Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts College of Art and Design, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 122 graduates with reported earnings and 120 graduates with debt data. Small samples may not be representative.