Systems Engineering at Massachusetts Maritime Academy
Bachelor's Degree
Analysis
Massachusetts Maritime Academy's Systems Engineering program puts graduates to work at $79,942 within a year—solid middle-of-the-pack earnings for this degree nationally, but notably above the 60th percentile among Massachusetts programs. More impressive is the debt picture: at $27,000, graduates carry significantly less than the national median of $20,500 might suggest, landing in the 5th percentile for debt burden. That 0.34 debt-to-earnings ratio means graduates can realistically tackle their loans in under a year of focused repayment, which is exceptional for any engineering program.
The caveat here matters: with fewer than 30 graduates tracked, these numbers could swing considerably year to year. A small cohort means one or two outlier careers can dramatically shift the median. Still, the fundamentals look sound—the academy's 95% acceptance rate suggests accessibility, and the modest debt load indicates reasonable cost management even for families who don't qualify for extensive aid.
For parents weighing options, this presents a low-risk entry into engineering. Your child won't emerge with eye-popping Silicon Valley compensation, but they'll have manageable debt and earnings that comfortably exceed what most bachelor's degree holders make. If the maritime focus aligns with their interests, the conservative debt load makes this worth serious consideration, though you'll want to verify recent job placement data given the small sample size.
Where Massachusetts Maritime Academy Stands
Earnings vs. debt across all systems engineering bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Massachusetts Maritime Academy graduates compare to all programs nationally
Massachusetts Maritime Academy graduates earn $80k, placing them in the 50th percentile of all systems engineering bachelors programs nationally.
Compare to Similar Programs in Massachusetts
Systems Engineering bachelors's programs at peer institutions in Massachusetts
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Massachusetts Maritime Academy | $79,942 | — | $27,000 | 0.34 |
| National Median | $79,942 | — | $20,500 | 0.26 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts Maritime Academy, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 29 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.