Analysis
A chemistry bachelor's degree from MCPHS carries an estimated $25,000 in debt—slightly below the state median and right in line with the national benchmark. Based on what similar chemistry programs in Massachusetts produce, first-year earnings around $47,000 appear typical for the field, though this puts MCPHS grads below what students achieve at Northeastern or Bridgewater State. The debt-to-earnings ratio of 0.53 suggests manageable repayment, with monthly loan payments likely consuming around 5-6% of gross income.
What's harder to assess is whether MCPHS—a specialized health sciences university with an 85% acceptance rate—offers the same career pathways as larger research universities where chemistry majors often transition into graduate programs or pharmaceutical careers. The school's health-focused mission might steer chemistry graduates toward clinical lab work or pharmaceutical positions, which could explain earnings that track with state averages rather than exceeding them. Without actual placement data for this specific program, it's difficult to know whether students are landing the roles they're preparing for.
The financial picture isn't alarming, but parents should verify what career outcomes MCPHS chemistry graduates actually achieve. Ask the department directly about graduate school placement rates, employer partnerships in Boston's biotech corridor, and where recent alumni have landed. The estimates suggest reasonable value, but knowing the actual trajectory of this program's graduates would clarify whether it's the right investment for a student interested in chemistry.
Where MCPHS University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Chemistry bachelors's programs at peer institutions in Massachusetts (41 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,850 | $47,313* | — | $24,992* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $11,978 | $49,439* | — | $27,000* | 0.55 | |
| $60,850 | $47,313* | $61,540 | $27,000* | 0.57 | |
| $64,946 | $46,641* | $61,613 | $25,484* | 0.55 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At MCPHS University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MA. Actual outcomes may vary.