Analysis
An estimated $12,500 in debt against first-year earnings around $36,000 represents a manageable financial picture for an associate degree—the debt burden equals roughly four months of pre-tax income. But here's the complication: these figures come from national peer programs, not Mendocino's actual graduates, because the college's cohort is too small for the Department of Education to publish outcomes data. That means we're working with educated guesses rather than concrete evidence about what this specific program delivers.
The gap between California's typical computer science associate outcomes ($44,653) and the national baseline used here ($35,760) is significant—nearly $9,000 annually. If Mendocino's program performs more like other California schools, the debt picture improves considerably. If it tracks closer to the national average, graduates are still in reasonable territory but face a longer payback period. The quarter of students receiving Pell grants suggests Mendocino serves students who may be particularly sensitive to even moderate debt loads.
Without program-specific data, you're betting on Mendocino's ability to match or exceed national norms in a state where comparable programs typically do much better. The estimated debt is modest enough that the risk isn't catastrophic, but you have no concrete evidence about job placement, employer connections, or whether this particular program sets up graduates for California's higher-paying tech market or leaves them competing at national wage levels.
Where Mendocino College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs in California
Computer and Information Sciences associates's programs at peer institutions in California (93 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,423 | $35,761* | — | $12,500* | — | |
| — | $44,653* | — | $19,300* | 0.43 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mendocino College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.