Psychology at Merced College
Associate's Degree
Analysis
Merced College's psychology associate program punches well above its weight, with first-year earnings of $34,441 that beat 87% of similar programs nationwide and 80% of California programs. That $8,000 advantage over the state median is substantial—only a handful of California community colleges produce better outcomes in this field, making this a standout option in the Central Valley.
The manageable $6,849 debt load reinforces the value here. That's nearly $4,400 less than the national median and about $500 less than California's typical debt for this program. With a debt-to-earnings ratio of just 0.20, graduates can realistically pay off their loans in under three months of full-time work. For context, Merced's first-year earnings exceed what graduates from programs like San Diego Mesa or Pasadena City College make—schools in much larger markets.
The notable earnings decline to $29,978 by year four deserves consideration, though even at that level graduates still earn more than most psychology associate holders nationwide. This pattern likely reflects the program's role as a transfer pathway—many students may move into four-year programs rather than staying in associate-level positions. For students planning to continue their education or seeking immediate entry into the workforce with minimal debt, this program delivers exceptional value for an associate degree in psychology.
Where Merced College Stands
Earnings vs. debt across all psychology associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Merced College graduates compare to all programs nationally
Merced College graduates earn $34k, placing them in the 87th percentile of all psychology associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Psychology associates's programs at peer institutions in California (113 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Merced College | $34,441 | $29,978 | $6,849 | 0.20 |
| Fresno City College | $27,421 | $30,921 | $7,802 | 0.28 |
| San Diego Mesa College | $26,229 | $29,319 | $7,597 | 0.29 |
| Modesto Junior College | $25,832 | $32,227 | $6,757 | 0.26 |
| College of the Desert | $25,792 | $28,739 | $5,500 | 0.21 |
| Pasadena City College | $24,894 | $34,262 | $12,000 | 0.48 |
| National Median | $26,232 | — | $11,198 | 0.43 |
Other Psychology Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Fresno City College Fresno | $1,334 | $27,421 | $7,802 |
| San Diego Mesa College San Diego | $1,150 | $26,229 | $7,597 |
| Modesto Junior College Modesto | $1,270 | $25,832 | $6,757 |
| College of the Desert Palm Desert | $1,326 | $25,792 | $5,500 |
| Pasadena City College Pasadena | $1,180 | $24,894 | $12,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Merced College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.