Analysis
Modesto Junior College's psychology associate's graduates face a rough first year—earning just $25,832—but manage meaningful income growth to $32,227 by year four. That 25% jump matters, though the small cohort (under 30 graduates) makes it hard to know if this pattern will hold for future students.
The good news? Graduates leave with just $6,757 in debt, well below both California's median ($7,387) and the national figure ($11,198). That means even with modest first-year earnings, the debt burden stays manageable at 26% of initial income—a ratio that shouldn't derail other financial goals. Within California, this program actually outperforms the state median, landing in the 60th percentile despite being in a region with relatively affordable living costs.
The real limitation here is the associate's itself. Psychology typically requires at least a bachelor's for meaningful career advancement, so these numbers likely reflect graduates working in general administrative or service roles while potentially continuing their education. If your child plans to transfer to a four-year program, Modesto Junior College offers an affordable launching pad with minimal debt. But if they're hoping the associate's alone will open psychology-specific career doors, that's unlikely—regardless of which California community college they choose.
Where Modesto Junior College Stands
Earnings vs. debt across all psychology associates's programs nationally
Earnings Distribution
How Modesto Junior College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Modesto Junior College | $25,832 | $32,227 | +25% |
| Pasadena City College | $24,894 | $34,262 | +38% |
| Fresno City College | $27,421 | $30,921 | +13% |
| Merced College | $34,441 | $29,978 | -13% |
| San Diego Mesa College | $26,229 | $29,319 | +12% |
Compare to Similar Programs in California
Psychology associates's programs at peer institutions in California (113 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $1,270 | $25,832 | $32,227 | $6,757 | 0.26 | |
| $1,194 | $34,441 | $29,978 | $6,849 | 0.20 | |
| $1,334 | $27,421 | $30,921 | $7,802 | 0.28 | |
| $1,150 | $26,229 | $29,319 | $7,597 | 0.29 | |
| $1,326 | $25,792 | $28,739 | $5,500 | 0.21 | |
| $1,180 | $24,894 | $34,262 | $12,000 | 0.48 | |
| National Median | — | $26,232 | — | $11,198 | 0.43 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Modesto Junior College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 22 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.