Finance and Financial Management Services at Mercer University
Bachelor's Degree
Analysis
Mercer's finance program lands squarely in the middle of Georgia's offerings—40th percentile statewide—with first-year earnings of $47,956 trailing both the state median ($51,044) and top programs like UGA and Georgia State by $8,000-$20,000. Nationally, the picture is tougher: the program ranks in just the 22nd percentile, meaning nearly 80% of comparable finance programs produce higher-earning graduates. The debt load of $19,500 is reasonable and substantially below both state and national medians, yielding a manageable debt-to-earnings ratio of 0.41, but graduates are paying less to earn less.
The small sample size here—fewer than 30 graduates—adds considerable uncertainty to these figures. A few outliers could swing the numbers significantly in either direction, so these aren't as reliable as data from larger programs. For a selective private university with an average SAT of 1280, this performance is underwhelming compared to Georgia's public alternatives that cost less and deliver stronger outcomes.
For families weighing this program, the core question is whether Mercer's smaller class sizes and private school experience justify both the higher tuition and lower earnings trajectory. If your student can access UGA, Georgia State, or even Kennesaw State, those represent safer financial bets for a finance career. Mercer might work if significant aid brings the actual cost well below that $19,500 median debt figure.
Where Mercer University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Mercer University graduates compare to all programs nationally
Mercer University graduates earn $48k, placing them in the 22th percentile of all finance and financial management services bachelors programs nationally.
Compare to Similar Programs in Georgia
Finance and Financial Management Services bachelors's programs at peer institutions in Georgia (16 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Mercer University | $47,956 | — | $19,500 | 0.41 |
| University of Georgia | $67,444 | $81,652 | $20,299 | 0.30 |
| Georgia State University | $56,344 | $65,600 | $24,250 | 0.43 |
| Kennesaw State University | $54,428 | $63,121 | $25,000 | 0.46 |
| University of West Georgia | $52,078 | $61,509 | $25,571 | 0.49 |
| University of North Georgia | $51,044 | $62,580 | $16,650 | 0.33 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Georgia
Compare tuition, earnings, and debt across Georgia schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Georgia Athens | $11,180 | $67,444 | $20,299 |
| Georgia State University Atlanta | $8,478 | $56,344 | $24,250 |
| Kennesaw State University Kennesaw | $5,786 | $54,428 | $25,000 |
| University of West Georgia Carrollton | $5,971 | $52,078 | $25,571 |
| University of North Georgia Dahlonega | $5,009 | $51,044 | $16,650 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercer University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 26 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.