Analysis
Mercer's finance program lands squarely in the middle of Georgia's offerings—40th percentile statewide—with first-year earnings of $47,956 trailing both the state median ($51,044) and top programs like UGA and Georgia State by $8,000-$20,000. Nationally, the picture is tougher: the program ranks in just the 22nd percentile, meaning nearly 80% of comparable finance programs produce higher-earning graduates. The debt load of $19,500 is reasonable and substantially below both state and national medians, yielding a manageable debt-to-earnings ratio of 0.41, but graduates are paying less to earn less.
The small sample size here—fewer than 30 graduates—adds considerable uncertainty to these figures. A few outliers could swing the numbers significantly in either direction, so these aren't as reliable as data from larger programs. For a selective private university with an average SAT of 1280, this performance is underwhelming compared to Georgia's public alternatives that cost less and deliver stronger outcomes.
For families weighing this program, the core question is whether Mercer's smaller class sizes and private school experience justify both the higher tuition and lower earnings trajectory. If your student can access UGA, Georgia State, or even Kennesaw State, those represent safer financial bets for a finance career. Mercer might work if significant aid brings the actual cost well below that $19,500 median debt figure.
Where Mercer University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Mercer University graduates compare to all programs nationally
Compare to Similar Programs in Georgia
Finance and Financial Management Services bachelors's programs at peer institutions in Georgia (16 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $40,890 | $47,956 | — | $19,500 | 0.41 | |
| $11,180 | $67,444 | $81,652 | $20,299 | 0.30 | |
| $8,478 | $56,344 | $65,600 | $24,250 | 0.43 | |
| $5,786 | $54,428 | $63,121 | $25,000 | 0.46 | |
| $5,971 | $52,078 | $61,509 | $25,571 | 0.49 | |
| $5,009 | $51,044 | $62,580 | $16,650 | 0.33 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercer University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 26 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.