Analysis
Comparable mathematics programs in New York suggest first-year earnings around $46,000—a modest start that trails the national median by nearly $3,000. While the estimated debt load of $21,700 keeps the debt-to-earnings ratio reasonable at 0.47, this represents a significant financial burden for a degree that, based on peer programs statewide, produces earnings well below what mathematics graduates achieve at New York's more selective institutions. Cornell and RPI graduates start at double this figure, highlighting how program quality and institutional reputation dramatically affect outcomes in mathematics.
The 47% Pell grant rate at Mercy suggests many students here need strong early earnings to manage debt effectively. Mathematics degrees can open doors to well-paying careers in data science, finance, and technology, but the gap between estimated outcomes here and top performers in the state raises questions about whether this program provides the networking, recruiting pipelines, and preparation that translate a math degree into competitive job offers. With 83 programs in New York to choose from, the wide variation in graduate earnings—from $46,000 to $87,000—shows that where you earn your mathematics degree matters enormously.
Given the uncertainty around these estimates and the clear stratification in New York's mathematics programs, families should investigate this program's actual placement rates, internship connections, and whether graduates secure the quantitative roles that justify the investment. The numbers suggest adequate but unexceptional value in a field where program prestige significantly influences outcomes.
Where Mercy University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $22,106 | $45,880* | — | $21,697* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercy University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.