Analysis
The standout feature here is the remarkably low debt loadβ$7,370 puts Metropolitan Community College's accounting program among the most affordable associate's degrees in the country. While first-year earnings of around $37,000 are estimated from national benchmarks rather than tracked outcomes for MCC graduates specifically, that figure combined with the actual reported debt creates a debt-to-earnings ratio of just 0.20. For context, the typical accounting associate's degree nationally leaves students with $19,354 in debt, meaning MCC's graduates carry less than 40% of that burden.
What makes this particularly compelling is that similar accounting programs across the country produce median first-year earnings in the same $37,000 range, yet their graduates shoulder nearly three times the debt. Even if MCC's actual outcomes fall somewhat below the national benchmark, the financial cushion here is substantial. An accounting associate's degree generally leads to bookkeeper, accounts payable, or similar support rolesβsolid entry points into business that don't require massive educational investment.
For families worried about educational debt, this represents a low-risk entry into a field with clear career paths. The minimal borrowing means your child could afford to take a slightly lower-paying first job to gain experience, or pivot without being locked into a specific path by loan obligations. Just verify that local Omaha employers value MCC's program specifically, since these earnings are projections rather than documented outcomes for this school's graduates.
Where Metropolitan Community College Area Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $3,285 | $37,001* | β | $7,370 | β | |
| $2,550 | $58,469* | $44,916 | $22,215 | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956 | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956 | 0.47 | |
| $5,050 | $49,685* | $48,712 | β | β | |
| $6,270 | $48,832* | β | $19,254 | 0.39 | |
| National Median | β | $37,000* | β | $19,354 | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Metropolitan Community College Area, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.