Finance and Financial Management Services at Metropolitan State University
Bachelor's Degree
Analysis
Metropolitan State's finance program sits squarely in the middle of Minnesota's offerings, with graduates earning $51,544 initially and $57,869 by year four—landing at the 40th percentile statewide. While that's about 8% below what the typical Minnesota finance graduate earns, it's paired with student debt that's among the lowest in the country at just $31,000. With a debt-to-earnings ratio of 0.60, most graduates should manage their loans comfortably, especially as earnings grow steadily over the first four years.
The real consideration here is opportunity cost. University of Minnesota-Twin Cities graduates start at $69,094—a $17,000 premium over Metropolitan State—though likely with higher debt and tougher admissions. For students who can't access those selective programs, Metropolitan State offers a reasonable path into finance careers without crushing debt. The school's 96% admission rate and substantial Pell grant population (44%) suggest it serves students who might not have other four-year options.
This program works best for students who need an accessible entry point to finance and value keeping debt manageable over maximizing starting salary. The moderate sample size gives reasonable confidence in these numbers, though they won't match what Minnesota's top finance programs deliver.
Where Metropolitan State University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Metropolitan State University graduates compare to all programs nationally
Metropolitan State University graduates earn $52k, placing them in the 39th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Finance and Financial Management Services bachelors's programs at peer institutions in Minnesota (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Metropolitan State University | $51,544 | $57,869 | $31,000 | 0.60 |
| University of Minnesota-Twin Cities | $69,094 | $87,799 | $21,500 | 0.31 |
| University of St Thomas | $66,006 | $81,390 | $26,250 | 0.40 |
| Augsburg University | $63,598 | $64,401 | $27,000 | 0.42 |
| Concordia College at Moorhead | $59,104 | — | — | — |
| Saint Mary's University of Minnesota | $58,451 | — | $27,000 | 0.46 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Minnesota-Twin Cities Minneapolis | $16,488 | $69,094 | $21,500 |
| University of St Thomas Saint Paul | $52,284 | $66,006 | $26,250 |
| Augsburg University Minneapolis | $43,942 | $63,598 | $27,000 |
| Concordia College at Moorhead Moorhead | $30,020 | $59,104 | — |
| Saint Mary's University of Minnesota Winona | $43,160 | $58,451 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Metropolitan State University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 63 graduates with reported earnings and 65 graduates with debt data. Small samples may not be representative.