Analysis
A mathematics degree from Michigan Tech comes with $23,250 in debt—slightly below both the state median of $25,125 and the national median of $21,500. While first-year earnings here are estimated from three comparable programs in Michigan at roughly $48,000, that figure aligns closely with the national median for math bachelor's degrees of $48,772, suggesting the estimate is reasonable. The debt-to-earnings ratio of 0.48 means graduates would need to dedicate about half their first year's salary to clear their loans, which is manageable territory for STEM fields.
The challenge is that Michigan's math graduate market shows enormous variation. University of Michigan-Ann Arbor graduates earn an estimated $80,676 their first year out—nearly $33,000 more than what similar programs in the state typically produce. Michigan Tech's strong STEM focus and 88% admission rate position it between elite outcomes and the state baseline, but without reported data specific to this program, it's unclear where exactly it falls in that range.
For parents, the fundamentals look solid: below-average debt paired with earnings that meet national standards for math degrees. The real question is whether Michigan Tech's technical emphasis and location in Michigan's Upper Peninsula help graduates capture more of that University of Michigan premium, or whether they track closer to the $45,000-$48,000 range most Michigan programs deliver. At this debt level, either outcome represents a reasonable investment.
Where Michigan Technological University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Michigan
Mathematics bachelors's programs at peer institutions in Michigan (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $18,392 | $47,951* | — | $23,250 | — | |
| $17,228 | $80,676* | $97,139 | $21,589 | 0.27 | |
| $15,988 | $47,951* | $54,324 | $21,500 | 0.45 | |
| $14,628 | $45,349* | $46,279 | $27,000 | 0.60 | |
| National Median | — | $48,772* | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Michigan Technological University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.