Median Earnings (1yr)
$27,586
55th percentile (60th in TN)
Median Debt
$22,608
13% below national median
Debt-to-Earnings
0.82
Manageable
Sample Size
107
Adequate data

Analysis

Middle Tennessee State University's music program shows something unusual for arts degrees: meaningful earnings growth after graduation. While starting salaries of $27,586 are typical for music majors, graduates see their income jump 39% by year four to $38,385—well above both the national and state medians for music programs. Among Tennessee's 35 music programs, MTSU lands in the 60th percentile, outearning competitors like University of Memphis while trailing specialized programs at Tennessee Tech or Austin Peay.

The financial picture is manageable but not exceptional. Graduates carry $22,608 in debt—below the national average but slightly higher than Tennessee's median for music programs. The debt-to-earnings ratio of 0.82 means initial earnings almost match the debt load, which is reasonable for an arts degree. What matters more here is the trajectory: by year four, graduates are earning 1.7 times their debt, a significantly better position than most music majors achieve.

For families concerned about the stereotypical "starving artist" outcome, MTSU's track record offers some reassurance. The robust sample size confirms these aren't outlier results, and the steady income growth suggests graduates are finding paths to sustainable careers in or adjacent to music. This won't lead to high-paying careers quickly, but it appears to provide a foundation that improves notably with time in the workforce.

Where Middle Tennessee State University Stands

Earnings vs. debt across all music bachelors's programs nationally

Middle Tennessee State UniversityOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Middle Tennessee State University graduates compare to all programs nationally

Middle Tennessee State University graduates earn $28k, placing them in the 55th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Music bachelors's programs at peer institutions in Tennessee (35 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Middle Tennessee State University$27,586$38,385$22,6080.82
Tennessee Technological University$44,635$36,814$17,5000.39
Austin Peay State University$39,008$31,0000.79
The University of Tennessee-Knoxville$31,888$26,143$23,4530.74
East Tennessee State University$30,004$20,191$23,0000.77
University of Memphis$27,353$41,074$22,0600.81
National Median$26,036$26,0001.00

Other Music Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tennessee Technological University
Cookeville
$10,084$44,635$17,500
Austin Peay State University
Clarksville
$8,675$39,008$31,000
The University of Tennessee-Knoxville
Knoxville
$13,484$31,888$23,453
East Tennessee State University
Johnson City
$9,950$30,004$23,000
University of Memphis
Memphis
$10,344$27,353$22,060

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Middle Tennessee State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 107 graduates with reported earnings and 100 graduates with debt data. Small samples may not be representative.