Median Earnings (1yr)
$27,353
54th percentile
40th percentile in Tennessee
Median Debt
$22,060
15% below national median

Analysis

The University of Memphis music program tells an unusual story: graduates start at $27,353—barely above the poverty line—but see their earnings jump 50% by year four to reach $41,074. That four-year figure outpaces every Tennessee music program except Tennessee Tech, suggesting the initial struggles give way to stronger career traction than most alternatives. However, Memphis graduates still start below the state median of $27,470, landing in just the 40th percentile among Tennessee music programs.

The $22,060 debt load provides a silver lining—it's lower than both the national and state medians for music degrees, keeping the initial debt-to-earnings ratio at a manageable 0.81. This matters because music graduates often piece together income from multiple sources early in their careers. Starting with less debt means more flexibility to take teaching gigs, performance opportunities, or studio work without immediate financial pressure.

For families, the decision hinges on whether your child can weather those lean first years. The earnings trajectory is genuinely promising compared to peer institutions, but that first year at $27,353 means financial support or side income will likely be necessary. If your student has the resilience and the program's reputation opens doors (that 50% earnings jump suggests it does), this becomes a reasonable bet for a music career—just plan for a rocky start.

Where University of Memphis Stands

Earnings vs. debt across all music bachelors's programs nationally

Earnings Distribution

How University of Memphis graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Memphis$27,353$41,074+50%
Middle Tennessee State University$27,586$38,385+39%
Tennessee Technological University$44,635$36,814-18%
The University of Tennessee-Knoxville$31,888$26,143-18%
Belmont University$24,016$23,880-1%

Compare to Similar Programs in Tennessee

Music bachelors's programs at peer institutions in Tennessee (35 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of MemphisMemphis$10,344$27,353$41,074$22,0600.81
Tennessee Technological UniversityCookeville$10,084$44,635$36,814$17,5000.39
Austin Peay State UniversityClarksville$8,675$39,008$31,0000.79
The University of Tennessee-KnoxvilleKnoxville$13,484$31,888$26,143$23,4530.74
East Tennessee State UniversityJohnson City$9,950$30,004$20,191$23,0000.77
Middle Tennessee State UniversityMurfreesboro$9,506$27,586$38,385$22,6080.82
National Median$26,036$26,0001.00

Career Paths

Occupations commonly associated with music graduates

Art, Drama, and Music Teachers, Postsecondary

Teach courses in drama, music, and the arts including fine and applied art, such as painting and sculpture, or design and crafts. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Music Directors and Composers

Conduct, direct, plan, and lead instrumental or vocal performances by musical artists or groups, such as orchestras, bands, choirs, and glee clubs; or create original works of music.

$63,670/yrJobs growth:Bachelor's degree

Sound Engineering Technicians

Assemble and operate equipment to record, synchronize, mix, edit, or reproduce sound, including music, voices, or sound effects, for theater, video, film, television, podcasts, sporting events, and other productions.

$56,600/yrJobs growth:

Musicians and Singers

Play one or more musical instruments or sing. May perform on stage, for broadcasting, or for sound or video recording.

Jobs growth:No formal educational credential

Disc Jockeys, Except Radio

Play prerecorded music for live audiences at venues or events such as clubs, parties, or wedding receptions. May use techniques such as mixing, cutting, or sampling to manipulate recordings. May also perform as emcee (master of ceremonies).

Jobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 45 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.