Music at University of Memphis
Bachelor's Degree
Analysis
The University of Memphis music program tells an unusual story: graduates start at $27,353—barely above the poverty line—but see their earnings jump 50% by year four to reach $41,074. That four-year figure outpaces every Tennessee music program except Tennessee Tech, suggesting the initial struggles give way to stronger career traction than most alternatives. However, Memphis graduates still start below the state median of $27,470, landing in just the 40th percentile among Tennessee music programs.
The $22,060 debt load provides a silver lining—it's lower than both the national and state medians for music degrees, keeping the initial debt-to-earnings ratio at a manageable 0.81. This matters because music graduates often piece together income from multiple sources early in their careers. Starting with less debt means more flexibility to take teaching gigs, performance opportunities, or studio work without immediate financial pressure.
For families, the decision hinges on whether your child can weather those lean first years. The earnings trajectory is genuinely promising compared to peer institutions, but that first year at $27,353 means financial support or side income will likely be necessary. If your student has the resilience and the program's reputation opens doors (that 50% earnings jump suggests it does), this becomes a reasonable bet for a music career—just plan for a rocky start.
Where University of Memphis Stands
Earnings vs. debt across all music bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Memphis graduates compare to all programs nationally
University of Memphis graduates earn $27k, placing them in the 54th percentile of all music bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Music bachelors's programs at peer institutions in Tennessee (35 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Memphis | $27,353 | $41,074 | $22,060 | 0.81 |
| Tennessee Technological University | $44,635 | $36,814 | $17,500 | 0.39 |
| Austin Peay State University | $39,008 | — | $31,000 | 0.79 |
| The University of Tennessee-Knoxville | $31,888 | $26,143 | $23,453 | 0.74 |
| East Tennessee State University | $30,004 | $20,191 | $23,000 | 0.77 |
| Middle Tennessee State University | $27,586 | $38,385 | $22,608 | 0.82 |
| National Median | $26,036 | — | $26,000 | 1.00 |
Other Music Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Tennessee Technological University Cookeville | $10,084 | $44,635 | $17,500 |
| Austin Peay State University Clarksville | $8,675 | $39,008 | $31,000 |
| The University of Tennessee-Knoxville Knoxville | $13,484 | $31,888 | $23,453 |
| East Tennessee State University Johnson City | $9,950 | $30,004 | $23,000 |
| Middle Tennessee State University Murfreesboro | $9,506 | $27,586 | $22,608 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 45 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.