Median Earnings (1yr)
$49,413
27th percentile (40th in TX)
Median Debt
$23,338
At national median
Debt-to-Earnings
0.47
Manageable
Sample Size
32
Adequate data

Analysis

Midwestern State's finance program sits in the middle tier of Texas options, with first-year earnings of $49,413 trailing both the state median ($52,581) and national average ($53,590). At the 40th percentile among Texas finance programs, graduates here earn roughly $32,000 less than peers at UT Austin or Texas A&M—a substantial gap that doesn't close over time despite steady 17% earnings growth.

The saving grace is affordability. At $23,338 in median debt, students graduate with manageable loans that represent less than half their first-year salary—a ratio that beats many competing programs. For the 40% of students receiving Pell grants, this combination of reasonable debt and solid job placement matters more than prestige rankings. You're not getting elite finance career access, but you're also not gambling on $50,000+ in loans to work the same commercial banking or corporate finance roles.

The practical question is whether your child can access stronger programs in Texas. If admitted to UT, A&M, or even TCU, the earning premium justifies higher costs. But for students who need an accessible entry point into finance careers without crippling debt, Midwestern State delivers workable outcomes. Just understand you're choosing stability over upside—solid middle-class employment rather than competitive advancement in high-paying finance sectors.

Where Midwestern State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Midwestern State UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Midwestern State University graduates compare to all programs nationally

Midwestern State University graduates earn $49k, placing them in the 27th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Midwestern State University$49,413$57,899$23,3380.47
Southern Methodist University$83,159$113,839$19,5000.23
The University of Texas at Austin$81,844$95,994$20,5000.25
Texas Christian University$78,453$90,933$19,5000.25
Texas A&M University-College Station$71,409$90,976$16,8800.24
University of Phoenix-Texas$70,963$59,017$48,4690.68
National Median$53,590$23,3320.44

Other Finance and Financial Management Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$83,159$19,500
The University of Texas at Austin
Austin
$11,678$81,844$20,500
Texas Christian University
Fort Worth
$57,220$78,453$19,500
Texas A&M University-College Station
College Station
$13,099$71,409$16,880
University of Phoenix-Texas
Dallas
$70,963$48,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Midwestern State University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.