Analysis
In Minnesota, chemistry bachelor's programs produce a fairly tight range of outcomes, and Minnesota State Moorhead appears to land right in the middle. Based on comparable chemistry programs in the state, graduates here likely face around $24,250 in debt while earning approximately $46,000 in their first year—a debt-to-earnings ratio of 0.53 that suggests manageable repayment within a reasonable timeframe.
What's encouraging is that similar Minnesota programs cluster close together in earnings potential, with Moorhead's estimated outcomes nearly matching the state median and exceeding the national benchmark by roughly $3,500. The estimated debt load also tracks closely with both state and national norms for chemistry degrees. Chemistry generally offers more stable career prospects than many bachelor's programs, and the debt burden here shouldn't derail financial stability for most graduates who enter the field.
The caveat: these figures reflect peer programs across Minnesota rather than verified outcomes from Moorhead specifically, so there's inherent uncertainty. However, given that chemistry curriculum and career pathways are relatively standardized, and Moorhead's numbers align well with state patterns, a student serious about chemistry should find reasonable value here—particularly if they're choosing Moorhead for location, fit, or cost advantages over pricier alternatives like Hamline or the Twin Cities campus.
Where Minnesota State University Moorhead Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Minnesota
Chemistry bachelors's programs at peer institutions in Minnesota (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,336 | $46,063* | — | $24,250* | — | |
| $48,311 | $50,007* | — | —* | — | |
| $16,488 | $47,451* | $64,031 | $21,158* | 0.45 | |
| $14,318 | $44,674* | $66,981 | $22,500* | 0.50 | |
| $56,970 | $44,020* | $57,761 | $24,988* | 0.57 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Minnesota State University Moorhead, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MN. Actual outcomes may vary.