Median Earnings (1yr)
$27,841
20th percentile
Median Debt
$26,000
4% below national median
Debt-to-Earnings
0.93
Manageable
Sample Size
16
Limited data

Analysis

Mississippi State's psychology bachelor's leads to starting salaries around $27,800—about $6,700 below the national median for this degree and trailing even Belhaven University within Mississippi. While this lands at the 40th percentile statewide (meaning it's middle-of-the-pack for Mississippi), that speaks more to the state's overall wage environment than program quality. The $26,000 in typical debt is actually $7,900 less than the state average for psychology programs, offering some protection in a field where early earnings are modest. Graduates see their income reach $30,500 by year four, representing solid 10% growth but still lagging national benchmarks significantly.

The debt-to-earnings ratio of 0.93 means you'd owe nearly a full year's salary—manageable but tight when your starting wage barely covers $2,300 monthly before taxes. For context, psychology graduates nationally earn 24% more in their first year. The particularly low national percentile (20th) is concerning given Mississippi State's reasonable selectivity. However, the small sample size here matters: with fewer than 30 graduates tracked, one or two outlier career paths could skew these numbers considerably.

If your child is committed to staying in Mississippi and plans graduate work (where most psychology careers truly begin), the lower debt load provides flexibility. But if they're comparing to out-of-state psychology programs or considering stopping at the bachelor's level, understand they'll be earning well below what peers at other schools typically see.

Where Mississippi State University Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Mississippi State UniversityOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mississippi State University graduates compare to all programs nationally

Mississippi State University graduates earn $28k, placing them in the 20th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Mississippi

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Mississippi (2 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mississippi State University$27,841$30,496$26,0000.93
Belhaven University$28,316—$41,8251.48
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in Mississippi

Compare tuition, earnings, and debt across Mississippi schools

SchoolIn-State TuitionEarnings (1yr)Debt
Belhaven University
Jackson
$29,195$28,316$41,825

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mississippi State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.