Analysis
Missouri State's psychology graduates start behind their Missouri peers, earning roughly $3,000 less than the state median in year one and landing below the 40th percentile statewide. At $29,487, that first-year salary translates to about $14 per hour—tight for managing the $25,739 in typical debt, though the 0.87 debt-to-earnings ratio suggests graduates can keep up with payments if they budget carefully.
The program's saving grace is meaningful earnings momentum. The 32% jump from year one to year four brings graduates closer to competitive territory at nearly $39,000, suggesting psychology majors who stick with the field—or pivot strategically—can recover from the sluggish start. But even with that growth, Missouri State still trails schools like Avila and Rockhurst, where psychology grads earn $7,000 more right out of the gate.
For families seeking an affordable state school option, Missouri State checks that box with accessible admissions and reasonable debt loads. Just understand you're trading immediate earning power for a longer runway to career stability. If your student plans graduate school anyway (common for psychology majors), the lower debt burden matters more than that first-year paycheck. But if they need to be financially independent quickly, programs at Avila or Rockhurst justify their slightly higher costs with stronger early returns.
Where Missouri State University-Springfield Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Missouri State University-Springfield graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Missouri State University-Springfield | $29,487 | $38,988 | +32% |
| Saint Louis University | $34,295 | $48,468 | +41% |
| Avila University | $36,957 | $44,838 | +21% |
| University of Missouri-Columbia | $33,794 | $44,511 | +32% |
| Rockhurst University | $36,152 | $44,389 | +23% |
Compare to Similar Programs in Missouri
Psychology bachelors's programs at peer institutions in Missouri (39 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,024 | $29,487 | $38,988 | $25,739 | 0.87 | |
| $38,672 | $36,957 | $44,838 | $31,000 | 0.84 | |
| $27,140 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $6,960 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $43,420 | $36,152 | $44,389 | $25,000 | 0.69 | |
| $24,326 | $35,685 | $36,673 | $29,300 | 0.82 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri State University-Springfield, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 244 graduates with reported earnings and 358 graduates with debt data. Small samples may not be representative.