Median Earnings (1yr)
$30,079
38th percentile (40th in MO)
Median Debt
$26,862
5% above national median
Debt-to-Earnings
0.89
Manageable
Sample Size
29
Limited data

Analysis

Missouri Western's psychology program sits in the bottom half of state rankings—40th percentile among Missouri schools—with first-year earnings of $30,079 trailing the state median by over $2,000. That gap widens when you look at top Missouri programs: Avila and Central Methodist graduates earn roughly $6,000 more annually right out of school. The debt load of $26,862 isn't excessive, but it's above the Missouri median, creating a debt-to-earnings ratio of 0.89 that stretches into uncomfortable territory when paired with below-average income.

The 10% earnings growth over four years is encouraging, lifting graduates to $33,034, but that still leaves them behind where many Missouri psychology grads started. With a small sample size here (under 30 graduates), these numbers could shift year to year, but the pattern suggests this program doesn't provide the competitive edge that Missouri employers seem to reward in psychology hires from other institutions.

For families considering this investment, the math is straightforward: similar debt, lower earnings, and a four-year trajectory that doesn't close the gap with peers. If your student is committed to Missouri Western for other reasons—location, campus fit, or transfer credits—this degree won't derail their future. But if they're comparing psychology programs across Missouri, stronger alternatives exist at comparable or lower cost.

Where Missouri Western State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Missouri Western State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Missouri Western State University graduates compare to all programs nationally

Missouri Western State University graduates earn $30k, placing them in the 38th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Psychology bachelors's programs at peer institutions in Missouri (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Missouri Western State University$30,079$33,034$26,8620.89
Avila University$36,957$44,838$31,0000.84
Central Methodist University-College of Liberal Arts and Sciences$36,323$36,984$25,2300.69
Central Methodist University-College of Graduate and Extended Studies$36,323$36,984$25,2300.69
Rockhurst University$36,152$44,389$25,0000.69
Columbia College$35,685$36,673$29,3000.82
National Median$31,482—$25,5000.81

Other Psychology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Avila University
Kansas City
$38,672$36,957$31,000
Central Methodist University-College of Liberal Arts and Sciences
Fayette
$27,140$36,323$25,230
Central Methodist University-College of Graduate and Extended Studies
Fayette
$6,960$36,323$25,230
Rockhurst University
Kansas City
$43,420$36,152$25,000
Columbia College
Columbia
$24,326$35,685$29,300

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri Western State University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.