Analysis
Missouri Western's psychology program sits in the bottom half of state rankings—40th percentile among Missouri schools—with first-year earnings of $30,079 trailing the state median by over $2,000. That gap widens when you look at top Missouri programs: Avila and Central Methodist graduates earn roughly $6,000 more annually right out of school. The debt load of $26,862 isn't excessive, but it's above the Missouri median, creating a debt-to-earnings ratio of 0.89 that stretches into uncomfortable territory when paired with below-average income.
The 10% earnings growth over four years is encouraging, lifting graduates to $33,034, but that still leaves them behind where many Missouri psychology grads started. With a small sample size here (under 30 graduates), these numbers could shift year to year, but the pattern suggests this program doesn't provide the competitive edge that Missouri employers seem to reward in psychology hires from other institutions.
For families considering this investment, the math is straightforward: similar debt, lower earnings, and a four-year trajectory that doesn't close the gap with peers. If your student is committed to Missouri Western for other reasons—location, campus fit, or transfer credits—this degree won't derail their future. But if they're comparing psychology programs across Missouri, stronger alternatives exist at comparable or lower cost.
Where Missouri Western State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Missouri Western State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Missouri Western State University | $30,079 | $33,034 | +10% |
| Saint Louis University | $34,295 | $48,468 | +41% |
| Avila University | $36,957 | $44,838 | +21% |
| University of Missouri-Columbia | $33,794 | $44,511 | +32% |
| Rockhurst University | $36,152 | $44,389 | +23% |
Compare to Similar Programs in Missouri
Psychology bachelors's programs at peer institutions in Missouri (39 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,800 | $30,079 | $33,034 | $26,862 | 0.89 | |
| $38,672 | $36,957 | $44,838 | $31,000 | 0.84 | |
| $27,140 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $6,960 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $43,420 | $36,152 | $44,389 | $25,000 | 0.69 | |
| $24,326 | $35,685 | $36,673 | $29,300 | 0.82 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri Western State University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 29 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.