Median Earnings (1yr)
$26,445
18th percentile (25th in NJ)
Median Debt
$27,000
8% above national median
Debt-to-Earnings
1.02
Elevated
Sample Size
53
Adequate data

Analysis

Monmouth's biology program starts with a notably weak first year—$26,445 puts it in the bottom quarter of both national and New Jersey biology programs. Among the 26 schools offering this degree in New Jersey, Monmouth trails the state median by nearly $6,000, and lags far behind state leaders like Centenary ($44,312) and William Paterson ($42,492).

The dramatic turnaround by year four is the story here. Earnings jump 129% to $60,574, ultimately surpassing nearly every other New Jersey biology program by a significant margin. This suggests graduates either pursue advanced credentials (nursing, physician assistant, or graduate school) or enter career paths with delayed but substantial payoffs. The relatively low debt load of $27,000 provides flexibility during this transition period, though that first year at roughly minimum wage levels means living lean initially.

For families comfortable with a long-game strategy, the numbers eventually work. But understand what you're signing up for: your graduate will likely need financial support or careful budgeting through their early twenties while pursuing whatever credentials or experience unlock those higher earnings. If your student needs immediate financial independence after graduation, Monmouth's biology program will be a difficult path.

Where Monmouth University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Monmouth UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Monmouth University graduates compare to all programs nationally

Monmouth University graduates earn $26k, placing them in the 18th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Biology bachelors's programs at peer institutions in New Jersey (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Monmouth University$26,445$60,574$27,0001.02
Centenary University$44,312$26,7420.60
William Paterson University of New Jersey$42,492$59,958$25,8600.61
Rider University$41,181$55,766$26,9770.66
New Jersey City University$37,980$42,124$19,7500.52
Montclair State University$37,179$42,414$26,0000.70
National Median$32,316$25,0000.77

Other Biology Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Centenary University
Hackettstown
$37,732$44,312$26,742
William Paterson University of New Jersey
Wayne
$15,150$42,492$25,860
Rider University
Lawrenceville
$38,900$41,181$26,977
New Jersey City University
Jersey City
$13,971$37,980$19,750
Montclair State University
Montclair
$14,766$37,179$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Monmouth University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 53 graduates with reported earnings and 75 graduates with debt data. Small samples may not be representative.