Median Earnings (1yr)
$24,563
43rd percentile (40th in NJ)
Median Debt
$26,411
2% above national median
Debt-to-Earnings
1.08
Elevated
Sample Size
41
Adequate data

Analysis

Monmouth's music program starts its graduates below both state and national benchmarks at $24,563, but shows something unusual for a music degree: consistent upward momentum. That 38% earnings jump from year one to year four suggests graduates are finding their footing in competitive markets, though they still land well behind Rutgers campuses that report $36,707 at year one.

The debt load of $26,411 mirrors both state and national medians, resulting in a manageable 1.08 debt-to-earnings ratio—but only because the debt is relatively modest, not because starting earnings are strong. At the 40th percentile among New Jersey music programs, Monmouth graduates earn about $2,000 less initially than the state median, a gap that matters when you're starting near the $25,000 mark. The relatively high admission rate (90%) and moderate SAT scores suggest the school is accessible, but that openness doesn't translate to standout early career outcomes in music.

The growth trajectory is the most encouraging aspect here. Reaching nearly $34,000 by year four puts graduates closer to competitive territory, though still trailing state peers at schools like Rowan and Montclair. For families considering this program, the question becomes whether that slower launch is acceptable given the eventual progress. If your student has clear performance or teaching goals and values Monmouth's environment, the debt burden won't be crushing—but they shouldn't expect the degree to open financial doors quickly.

Where Monmouth University Stands

Earnings vs. debt across all music bachelors's programs nationally

Monmouth UniversityOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Monmouth University graduates compare to all programs nationally

Monmouth University graduates earn $25k, placing them in the 43th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Music bachelors's programs at peer institutions in New Jersey (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Monmouth University$24,563$33,957$26,4111.08
Rutgers University-Camden$36,707$34,223$26,0000.71
Rutgers University-Newark$36,707$34,223$26,0000.71
Rutgers University-New Brunswick$36,707$34,223$26,0000.71
Rowan University$32,781$50,331$26,5000.81
Montclair State University$27,977$39,961$27,0000.97
National Median$26,036—$26,0001.00

Other Music Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-Camden
Camden
$17,079$36,707$26,000
Rutgers University-Newark
Newark
$16,586$36,707$26,000
Rutgers University-New Brunswick
New Brunswick
$17,239$36,707$26,000
Rowan University
Glassboro
$15,700$32,781$26,500
Montclair State University
Montclair
$14,766$27,977$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Monmouth University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.