Analysis
Monmouth's music program starts its graduates below both state and national benchmarks at $24,563, but shows something unusual for a music degree: consistent upward momentum. That 38% earnings jump from year one to year four suggests graduates are finding their footing in competitive markets, though they still land well behind Rutgers campuses that report $36,707 at year one.
The debt load of $26,411 mirrors both state and national medians, resulting in a manageable 1.08 debt-to-earnings ratio—but only because the debt is relatively modest, not because starting earnings are strong. At the 40th percentile among New Jersey music programs, Monmouth graduates earn about $2,000 less initially than the state median, a gap that matters when you're starting near the $25,000 mark. The relatively high admission rate (90%) and moderate SAT scores suggest the school is accessible, but that openness doesn't translate to standout early career outcomes in music.
The growth trajectory is the most encouraging aspect here. Reaching nearly $34,000 by year four puts graduates closer to competitive territory, though still trailing state peers at schools like Rowan and Montclair. For families considering this program, the question becomes whether that slower launch is acceptable given the eventual progress. If your student has clear performance or teaching goals and values Monmouth's environment, the debt burden won't be crushing—but they shouldn't expect the degree to open financial doors quickly.
Where Monmouth University Stands
Earnings vs. debt across all music bachelors's programs nationally
Earnings Distribution
How Monmouth University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Monmouth University | $24,563 | $33,957 | +38% |
| Rowan University | $32,781 | $50,331 | +54% |
| Montclair State University | $27,977 | $39,961 | +43% |
| Rutgers University-Camden | $36,707 | $34,223 | -7% |
| Rutgers University-New Brunswick | $36,707 | $34,223 | -7% |
Compare to Similar Programs in New Jersey
Music bachelors's programs at peer institutions in New Jersey (20 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $44,850 | $24,563 | $33,957 | $26,411 | 1.08 | |
| $17,079 | $36,707 | $34,223 | $26,000 | 0.71 | |
| $16,586 | $36,707 | $34,223 | $26,000 | 0.71 | |
| $17,239 | $36,707 | $34,223 | $26,000 | 0.71 | |
| $15,700 | $32,781 | $50,331 | $26,500 | 0.81 | |
| $14,766 | $27,977 | $39,961 | $27,000 | 0.97 | |
| National Median | — | $26,036 | — | $26,000 | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Monmouth University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.