Analysis
Rutgers-Camden's music program launches graduates into the top tier of music bachelor's programs—ranking in the 85th percentile nationally and 80th percentile within New Jersey. With first-year earnings of $36,707, graduates earn 41% more than the national median for music majors and 38% more than the typical New Jersey music graduate. They match the earnings of Rutgers' flagship New Brunswick campus, significantly outpacing nearby alternatives like Rowan ($32,781) and Montclair State ($27,977).
The debt load of $26,000 is manageable relative to these strong initial earnings, with a debt-to-income ratio of 0.71—well within reasonable bounds for a music degree. However, the earnings trajectory reveals a concerning pattern: by year four, median earnings drop to $34,223, a 7% decline. This could reflect graduates pursuing ensemble positions, teaching careers with summer income gaps, or freelance work cycles typical in the arts. The moderate sample size (30-100 graduates) means individual career paths can swing these numbers significantly.
For families accepting that music careers rarely follow traditional earning curves, Rutgers-Camden offers something valuable: a program that positions graduates among the highest-earning music majors while keeping debt reasonable. The combination of strong institutional resources at an accessible campus (78% admission rate, serving a substantial Pell-eligible population) creates opportunities that less-supported music programs can't match. Just recognize you're paying for competitive positioning in a field where earnings often peak early or fluctuate.
Where Rutgers University-Camden Stands
Earnings vs. debt across all music bachelors's programs nationally
Earnings Distribution
How Rutgers University-Camden graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rutgers University-Camden | $36,707 | $34,223 | -7% |
| Rowan University | $32,781 | $50,331 | +54% |
| Montclair State University | $27,977 | $39,961 | +43% |
| Rutgers University-New Brunswick | $36,707 | $34,223 | -7% |
| Rutgers University-Newark | $36,707 | $34,223 | -7% |
Compare to Similar Programs in New Jersey
Music bachelors's programs at peer institutions in New Jersey (20 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,079 | $36,707 | $34,223 | $26,000 | 0.71 | |
| $17,239 | $36,707 | $34,223 | $26,000 | 0.71 | |
| $16,586 | $36,707 | $34,223 | $26,000 | 0.71 | |
| $15,700 | $32,781 | $50,331 | $26,500 | 0.81 | |
| $14,766 | $27,977 | $39,961 | $27,000 | 0.97 | |
| $15,150 | $26,621 | $32,121 | $26,875 | 1.01 | |
| National Median | — | $26,036 | — | $26,000 | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Camden, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 70 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.