Median Earnings (1yr)
$36,707
85th percentile
80th percentile in New Jersey
Median Debt
$26,000
At national median

Analysis

Rutgers-Camden's music program launches graduates into the top tier of music bachelor's programs—ranking in the 85th percentile nationally and 80th percentile within New Jersey. With first-year earnings of $36,707, graduates earn 41% more than the national median for music majors and 38% more than the typical New Jersey music graduate. They match the earnings of Rutgers' flagship New Brunswick campus, significantly outpacing nearby alternatives like Rowan ($32,781) and Montclair State ($27,977).

The debt load of $26,000 is manageable relative to these strong initial earnings, with a debt-to-income ratio of 0.71—well within reasonable bounds for a music degree. However, the earnings trajectory reveals a concerning pattern: by year four, median earnings drop to $34,223, a 7% decline. This could reflect graduates pursuing ensemble positions, teaching careers with summer income gaps, or freelance work cycles typical in the arts. The moderate sample size (30-100 graduates) means individual career paths can swing these numbers significantly.

For families accepting that music careers rarely follow traditional earning curves, Rutgers-Camden offers something valuable: a program that positions graduates among the highest-earning music majors while keeping debt reasonable. The combination of strong institutional resources at an accessible campus (78% admission rate, serving a substantial Pell-eligible population) creates opportunities that less-supported music programs can't match. Just recognize you're paying for competitive positioning in a field where earnings often peak early or fluctuate.

Where Rutgers University-Camden Stands

Earnings vs. debt across all music bachelors's programs nationally

Earnings Distribution

How Rutgers University-Camden graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Rutgers University-Camden$36,707$34,223-7%
Rowan University$32,781$50,331+54%
Montclair State University$27,977$39,961+43%
Rutgers University-New Brunswick$36,707$34,223-7%
Rutgers University-Newark$36,707$34,223-7%

Compare to Similar Programs in New Jersey

Music bachelors's programs at peer institutions in New Jersey (20 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-CamdenCamden$17,079$36,707$34,223$26,0000.71
Rutgers University-New BrunswickNew Brunswick$17,239$36,707$34,223$26,0000.71
Rutgers University-NewarkNewark$16,586$36,707$34,223$26,0000.71
Rowan UniversityGlassboro$15,700$32,781$50,331$26,5000.81
Montclair State UniversityMontclair$14,766$27,977$39,961$27,0000.97
William Paterson University of New JerseyWayne$15,150$26,621$32,121$26,8751.01
National Median$26,036$26,0001.00

Career Paths

Occupations commonly associated with music graduates

Art, Drama, and Music Teachers, Postsecondary

Teach courses in drama, music, and the arts including fine and applied art, such as painting and sculpture, or design and crafts. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Music Directors and Composers

Conduct, direct, plan, and lead instrumental or vocal performances by musical artists or groups, such as orchestras, bands, choirs, and glee clubs; or create original works of music.

$63,670/yrJobs growth:Bachelor's degree

Sound Engineering Technicians

Assemble and operate equipment to record, synchronize, mix, edit, or reproduce sound, including music, voices, or sound effects, for theater, video, film, television, podcasts, sporting events, and other productions.

$56,600/yrJobs growth:

Musicians and Singers

Play one or more musical instruments or sing. May perform on stage, for broadcasting, or for sound or video recording.

Jobs growth:No formal educational credential

Disc Jockeys, Except Radio

Play prerecorded music for live audiences at venues or events such as clubs, parties, or wedding receptions. May use techniques such as mixing, cutting, or sampling to manipulate recordings. May also perform as emcee (master of ceremonies).

Jobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Camden, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.