Median Earnings (1yr)
$36,707
85th percentile (80th in NJ)
Median Debt
$26,000
At national median
Debt-to-Earnings
0.71
Manageable
Sample Size
70
Adequate data

Analysis

Rutgers-Camden's music program launches graduates into the top tier of music bachelor's programs—ranking in the 85th percentile nationally and 80th percentile within New Jersey. With first-year earnings of $36,707, graduates earn 41% more than the national median for music majors and 38% more than the typical New Jersey music graduate. They match the earnings of Rutgers' flagship New Brunswick campus, significantly outpacing nearby alternatives like Rowan ($32,781) and Montclair State ($27,977).

The debt load of $26,000 is manageable relative to these strong initial earnings, with a debt-to-income ratio of 0.71—well within reasonable bounds for a music degree. However, the earnings trajectory reveals a concerning pattern: by year four, median earnings drop to $34,223, a 7% decline. This could reflect graduates pursuing ensemble positions, teaching careers with summer income gaps, or freelance work cycles typical in the arts. The moderate sample size (30-100 graduates) means individual career paths can swing these numbers significantly.

For families accepting that music careers rarely follow traditional earning curves, Rutgers-Camden offers something valuable: a program that positions graduates among the highest-earning music majors while keeping debt reasonable. The combination of strong institutional resources at an accessible campus (78% admission rate, serving a substantial Pell-eligible population) creates opportunities that less-supported music programs can't match. Just recognize you're paying for competitive positioning in a field where earnings often peak early or fluctuate.

Where Rutgers University-Camden Stands

Earnings vs. debt across all music bachelors's programs nationally

Rutgers University-CamdenOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-Camden graduates compare to all programs nationally

Rutgers University-Camden graduates earn $37k, placing them in the 85th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Music bachelors's programs at peer institutions in New Jersey (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-Camden$36,707$34,223$26,0000.71
Rutgers University-New Brunswick$36,707$34,223$26,0000.71
Rutgers University-Newark$36,707$34,223$26,0000.71
Rowan University$32,781$50,331$26,5000.81
Montclair State University$27,977$39,961$27,0000.97
William Paterson University of New Jersey$26,621$32,121$26,8751.01
National Median$26,036—$26,0001.00

Other Music Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-New Brunswick
New Brunswick
$17,239$36,707$26,000
Rutgers University-Newark
Newark
$16,586$36,707$26,000
Rowan University
Glassboro
$15,700$32,781$26,500
Montclair State University
Montclair
$14,766$27,977$27,000
William Paterson University of New Jersey
Wayne
$15,150$26,621$26,875

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Camden, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.