Analysis
Rutgers-Newark's music graduates start strong but face an unusual challenge: their earnings actually decline after four years, dropping from $36,707 to $34,223. While that might sound concerning, these graduates still outperform 80% of New Jersey music programs and 85% of programs nationwide—even at the four-year mark. The real question is whether starting at nearly $11,000 above the national average for music majors justifies modest debt when those earnings don't grow as expected.
The $26,000 debt load sits right at the national median for music programs, and with a 0.71 debt-to-earnings ratio, graduates can reasonably manage repayment despite the earnings plateau. Rutgers-Newark serves a predominantly working-class student body (56% receive Pell grants), and these outcomes suggest the program provides solid access to music careers that pay comparably to those from more selective institutions. The program ties with Rutgers-New Brunswick and Rutgers-Camden for top earnings in the state.
For parents weighing this investment: your child would graduate with manageable debt and first-year earnings that significantly exceed typical music graduate outcomes. The earnings dip deserves consideration—it may reflect industry realities where early gigs don't always lead to higher-paying positions—but starting strong matters in building a sustainable music career. This program delivers measurably better outcomes than most alternatives in both New Jersey and nationally.
Where Rutgers University-Newark Stands
Earnings vs. debt across all music bachelors's programs nationally
Earnings Distribution
How Rutgers University-Newark graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rutgers University-Newark | $36,707 | $34,223 | -7% |
| Rowan University | $32,781 | $50,331 | +54% |
| Montclair State University | $27,977 | $39,961 | +43% |
| Rutgers University-Camden | $36,707 | $34,223 | -7% |
| Rutgers University-New Brunswick | $36,707 | $34,223 | -7% |
Compare to Similar Programs in New Jersey
Music bachelors's programs at peer institutions in New Jersey (20 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,586 | $36,707 | $34,223 | $26,000 | 0.71 | |
| $17,079 | $36,707 | $34,223 | $26,000 | 0.71 | |
| $17,239 | $36,707 | $34,223 | $26,000 | 0.71 | |
| $15,700 | $32,781 | $50,331 | $26,500 | 0.81 | |
| $14,766 | $27,977 | $39,961 | $27,000 | 0.97 | |
| $15,150 | $26,621 | $32,121 | $26,875 | 1.01 | |
| National Median | — | $26,036 | — | $26,000 | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Newark, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 70 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.