Median Earnings (1yr)
$36,707
85th percentile (80th in NJ)
Median Debt
$26,000
At national median
Debt-to-Earnings
0.71
Manageable
Sample Size
70
Adequate data

Analysis

Rutgers-Newark's music graduates start strong but face an unusual challenge: their earnings actually decline after four years, dropping from $36,707 to $34,223. While that might sound concerning, these graduates still outperform 80% of New Jersey music programs and 85% of programs nationwide—even at the four-year mark. The real question is whether starting at nearly $11,000 above the national average for music majors justifies modest debt when those earnings don't grow as expected.

The $26,000 debt load sits right at the national median for music programs, and with a 0.71 debt-to-earnings ratio, graduates can reasonably manage repayment despite the earnings plateau. Rutgers-Newark serves a predominantly working-class student body (56% receive Pell grants), and these outcomes suggest the program provides solid access to music careers that pay comparably to those from more selective institutions. The program ties with Rutgers-New Brunswick and Rutgers-Camden for top earnings in the state.

For parents weighing this investment: your child would graduate with manageable debt and first-year earnings that significantly exceed typical music graduate outcomes. The earnings dip deserves consideration—it may reflect industry realities where early gigs don't always lead to higher-paying positions—but starting strong matters in building a sustainable music career. This program delivers measurably better outcomes than most alternatives in both New Jersey and nationally.

Where Rutgers University-Newark Stands

Earnings vs. debt across all music bachelors's programs nationally

Rutgers University-NewarkOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-Newark graduates compare to all programs nationally

Rutgers University-Newark graduates earn $37k, placing them in the 85th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Music bachelors's programs at peer institutions in New Jersey (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-Newark$36,707$34,223$26,0000.71
Rutgers University-Camden$36,707$34,223$26,0000.71
Rutgers University-New Brunswick$36,707$34,223$26,0000.71
Rowan University$32,781$50,331$26,5000.81
Montclair State University$27,977$39,961$27,0000.97
William Paterson University of New Jersey$26,621$32,121$26,8751.01
National Median$26,036—$26,0001.00

Other Music Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-Camden
Camden
$17,079$36,707$26,000
Rutgers University-New Brunswick
New Brunswick
$17,239$36,707$26,000
Rowan University
Glassboro
$15,700$32,781$26,500
Montclair State University
Montclair
$14,766$27,977$27,000
William Paterson University of New Jersey
Wayne
$15,150$26,621$26,875

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Newark, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.