Median Earnings (1yr)
$26,621
52nd percentile (60th in NJ)
Median Debt
$26,875
3% above national median
Debt-to-Earnings
1.01
Elevated
Sample Size
46
Adequate data

Analysis

William Paterson's music graduates start at $26,621—right at the state median but trailing the Rutgers campuses by $10,000. However, at the 60th percentile among New Jersey music programs, this program outperforms most in-state alternatives beyond the flagship institutions. The debt load of $26,875 is essentially the state average, creating a manageable 1.01 debt-to-earnings ratio that won't trigger the kind of repayment struggles common in performing arts programs.

The 21% earnings growth to $32,121 by year four suggests graduates are gaining traction in their careers, whether through teaching, performance work, or arts administration. This trajectory matters for music majors, where initial earnings rarely tell the full story of long-term career viability. The program serves a heavily first-generation population (44% Pell recipients) at an accessible institution with a 93% admission rate, making it a realistic option for students who might not gain entry to Rutgers.

For families weighing music programs in New Jersey, William Paterson offers middle-of-the-pack outcomes without the debt premium some private conservatories command. It won't deliver Rutgers-level earnings, but the reasonable debt burden and steady income growth create a foundation for building a music career without financial crisis.

Where William Paterson University of New Jersey Stands

Earnings vs. debt across all music bachelors's programs nationally

William Paterson University of New JerseyOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How William Paterson University of New Jersey graduates compare to all programs nationally

William Paterson University of New Jersey graduates earn $27k, placing them in the 52th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Music bachelors's programs at peer institutions in New Jersey (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
William Paterson University of New Jersey$26,621$32,121$26,8751.01
Rutgers University-Newark$36,707$34,223$26,0000.71
Rutgers University-Camden$36,707$34,223$26,0000.71
Rutgers University-New Brunswick$36,707$34,223$26,0000.71
Rowan University$32,781$50,331$26,5000.81
Montclair State University$27,977$39,961$27,0000.97
National Median$26,036$26,0001.00

Other Music Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-Newark
Newark
$16,586$36,707$26,000
Rutgers University-Camden
Camden
$17,079$36,707$26,000
Rutgers University-New Brunswick
New Brunswick
$17,239$36,707$26,000
Rowan University
Glassboro
$15,700$32,781$26,500
Montclair State University
Montclair
$14,766$27,977$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At William Paterson University of New Jersey, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.