Median Earnings (1yr)
$36,707
85th percentile (80th in NJ)
Median Debt
$26,000
At national median
Debt-to-Earnings
0.71
Manageable
Sample Size
70
Adequate data

Analysis

Rutgers-New Brunswick's music program launches graduates into the top 20% of New Jersey music programs, with first-year earnings of $36,707—significantly above both the state median ($26,621) and national median ($26,036). The $26,000 in typical debt translates to a manageable 0.71 debt-to-earnings ratio, meaning graduates earn roughly $1.40 for every dollar borrowed. Among a state with 20 music programs, this performance ranks in the 80th percentile.

The challenge is what happens next: earnings slide to $34,223 by year four, a 7% decline that's unusual but not necessarily alarming for arts careers. This pattern often reflects graduates taking lower-paying artistic work, pursuing graduate study, or transitioning between performance and teaching roles. The initial earning power suggests graduates are marketable, but the trajectory indicates career paths may not follow traditional growth patterns. With a moderate sample size of 30-100 graduates, these patterns appear reliable.

For families concerned about financial return on a music degree, Rutgers-New Brunswick offers one of the stronger launchpads in New Jersey. The debt level is reasonable, and the initial earnings significantly outperform most programs. Just understand that year-four earnings may not represent the full career picture—many music careers develop non-linearly, with income potentially increasing again as graduates establish themselves in teaching, performance, or arts administration roles.

Where Rutgers University-New Brunswick Stands

Earnings vs. debt across all music bachelors's programs nationally

Rutgers University-New BrunswickOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-New Brunswick graduates compare to all programs nationally

Rutgers University-New Brunswick graduates earn $37k, placing them in the 85th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Music bachelors's programs at peer institutions in New Jersey (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-New Brunswick$36,707$34,223$26,0000.71
Rutgers University-Camden$36,707$34,223$26,0000.71
Rutgers University-Newark$36,707$34,223$26,0000.71
Rowan University$32,781$50,331$26,5000.81
Montclair State University$27,977$39,961$27,0000.97
William Paterson University of New Jersey$26,621$32,121$26,8751.01
National Median$26,036—$26,0001.00

Other Music Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-Camden
Camden
$17,079$36,707$26,000
Rutgers University-Newark
Newark
$16,586$36,707$26,000
Rowan University
Glassboro
$15,700$32,781$26,500
Montclair State University
Montclair
$14,766$27,977$27,000
William Paterson University of New Jersey
Wayne
$15,150$26,621$26,875

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-New Brunswick, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.