Analysis
At $26,588 in estimated debt against first-year earnings near $53,700, this program's financial profile resembles what national accounting programs typically deliverβa manageable debt load that graduates can reasonably handle. Accounting bachelor's degrees nationally cluster around $25,000 in debt and $53,700 in starting pay, putting this program squarely in the mainstream.
What requires closer attention is the context. Montana Bible College enrolls zero Pell Grant recipients and operates with an 85% admission rate, suggesting a small, specialized institution serving a particular demographic. The estimated figures here come from national medians because the graduate cohort is too small for the Department of Education to publish actual outcomes. Montana's accounting market itself pays lessβthe state median sits at $47,164βso if your child plans to work locally rather than relocating, the earnings assumption might be optimistic.
The 0.50 debt-to-earnings ratio looks solid on paper, but it's built entirely on what peer programs produce, not this school's track record. For a specialized Bible college without published outcomes data, you'd want to verify job placement rates directly with the school and understand whether accounting recruiters actively visit campus. The financial model appears workable if the earnings materialize, but you're essentially betting on national averages applying to a small Montana program with no public performance data.
Where Montana Bible College Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Montana
Accounting bachelors's programs at peer institutions in Montana (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,600 | $53,694* | β | $26,588* | β | |
| $8,152 | $47,164* | $58,825 | $23,500* | 0.50 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana Bible College, approximately 0% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 714 similar programs. Actual outcomes may vary.