Analysis
University of Montana's accounting program lands squarely in the middle of Montana's limited options—ranking 60th percentile among the state's five accounting programs—but struggles when measured against the national landscape, where it falls to the 23rd percentile. The first-year salary of $47,164 trails the national median by roughly $6,500, though graduates do see solid 25% earnings growth by year four. The debt load of $23,500 is slightly better than average, yielding a manageable 0.50 debt-to-earnings ratio that should allow graduates to handle their payments without excessive strain.
Here's the practical reality: if your child is committed to staying in Montana post-graduation, this program performs reasonably well within that context. The earnings align with Montana's median for accounting graduates, and the debt burden is modest. However, the significant caveat is sample size—with fewer than 30 graduates tracked, these numbers could shift considerably with a different cohort. The 96% admission rate suggests this is an accessible option for most students, which matters if your child needs a straightforward path to a degree.
For families considering out-of-state options or hoping their graduate will pursue opportunities beyond Montana, the below-average national performance becomes more concerning. The gap between Montana and national accounting salaries is real and persistent. This works as an in-state accounting credential but shouldn't be your first choice if geographic flexibility or top-tier recruiting matters to your family.
Where The University of Montana Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How The University of Montana graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Montana | $47,164 | $58,825 | +25% |
| Georgetown University | $89,564 | $127,971 | +43% |
| Santa Clara University | $78,417 | $101,411 | +29% |
| Washington and Lee University | $81,625 | $101,332 | +24% |
| Boston College | $75,512 | $98,724 | +31% |
Compare to Similar Programs Nationally
Accounting bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,152 | $47,164 | $58,825 | $23,500 | 0.50 | |
| $65,081 | $89,564 | $127,971 | $17,500 | 0.20 | |
| $64,525 | $81,625 | $101,332 | $16,750 | 0.21 | |
| $59,241 | $78,417 | $101,411 | $19,250 | 0.25 | |
| $64,701 | $77,966 | $91,268 | $25,858 | 0.33 | |
| $62,180 | $77,026 | $95,363 | $23,179 | 0.30 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Montana, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.