Analysis
Montana State University Billings' special education program leads to estimated first-year earnings around $44,000—right at the national median for this credential. Since DOE data for this specific program is suppressed due to small graduating cohorts, these figures derive from national benchmarks across special education bachelor's programs. The estimated debt of $26,000 creates a debt-to-earnings ratio of 0.59, which falls within manageable territory for an education degree, particularly in a field with consistent demand for qualified teachers.
Special education offers something many fields don't: job security and clear career progression. Montana faces persistent teacher shortages, especially in special education, which typically translates to hiring advantages and stable employment for graduates. While first-year earnings won't feel impressive, education careers generally include benefits packages (health insurance, retirement contributions) that significantly supplement the base salary, plus summers off and predictable schedules that have real value for family planning.
The practical question is whether your child feels called to this work. Special education requires patience, adaptability, and genuine commitment—it's not a field where lukewarm interest translates to career satisfaction. If they have that drive, the debt load is reasonable and the career outlook stable. If they're considering education as a fallback rather than a passion, the modest earnings make this a questionable investment compared to other paths with similar financial profiles but broader applicability.
Where Montana State University Billings Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs Nationally
Special Education and Teaching bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,706 | $44,139* | — | $26,023* | — | |
| $51,424 | $62,346* | — | $24,000* | 0.38 | |
| $9,228 | $61,474* | $49,647 | $18,125* | 0.29 | |
| $12,186 | $60,396* | $56,026 | $16,500* | 0.27 | |
| $4,879 | $56,009* | $52,345 | —* | — | |
| $63,061 | $55,881* | — | $27,000* | 0.48 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University Billings, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.