Median Earnings (1yr)
$32,538
30th percentile
Median Debt
$23,625
16% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
44
Adequate data

Analysis

Montana State's cellular biology program starts slowly but demonstrates impressive momentum—graduates earn $32,538 initially but jump to $50,739 within four years, a 56% increase that eventually surpasses most programs nationwide. While first-year earnings lag the national median by about $3,000, that gap disappears by year four as graduates move into research positions, medical school, or allied health careers where biology degrees gain value with experience.

The debt picture is manageable at $23,625, representing just 73% of first-year earnings—well below the concerning threshold of 1.0 that financial experts flag. For Montana families, this program ranks at the 60th percentile statewide, though with only two schools offering cellular biology in the state, local comparisons are limited. The moderate sample size suggests a stable program but not a massive pipeline.

The trajectory here matters more than the starting point. This is a degree that requires patience through an entry-level period but delivers solid mid-career returns. If your child is planning for graduate school or technical certification afterward, the reasonable debt load preserves that flexibility. Parents should verify that their student has clear post-graduation plans—this isn't a degree that typically leads straight to high-paying jobs, but it builds a foundation for those who know where they're headed.

Where Montana State University Stands

Earnings vs. debt across all cell/cellular biology and anatomical sciences bachelors's programs nationally

Montana State UniversityOther cell/cellular biology and anatomical sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montana State University graduates compare to all programs nationally

Montana State University graduates earn $33k, placing them in the 30th percentile of all cell/cellular biology and anatomical sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Montana

Cell/Cellular Biology and Anatomical Sciences bachelors's programs at peer institutions in Montana (2 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montana State University$32,538$50,739$23,6250.73
National Median$35,393—$20,4220.58

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 44 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.