Analysis
Montana Tech's business program produces earnings that fall slightly below the national median but rank at the 60th percentile within Montana—a meaningful distinction in a state where only three schools offer this degree. Graduates earn $46,181 their first year, just under the $47,506 national average, yet only about $2,000 less than Montana State University's business program despite Tech's much smaller scale. With debt of $21,271 (below both state and national medians), the financial picture is manageable, translating to a 0.46 debt-to-earnings ratio.
The major caveat here is sample size: fewer than 30 graduates means these numbers could shift significantly year to year. Still, the debt load advantage is real—graduates here borrow about $5,000 less than the national median for business programs. For a family choosing between Montana schools primarily for in-state tuition, this program delivers comparable outcomes to larger competitors while keeping debt in check.
If your child is considering business at a Montana school and prefers a smaller campus environment, Tech offers reasonable value. The earnings may not lead the state, but the combination of competitive pay and lower-than-average debt makes this a financially sensible option, especially if they're drawn to Butte's STEM-focused culture or prefer avoiding the larger university settings in Bozeman or Billings.
Where Montana Technological University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Distribution
How Montana Technological University graduates compare to all programs nationally
Compare to Similar Programs in Montana
Business/Commerce bachelors's programs at peer institutions in Montana (3 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,050 | $46,181 | — | $21,271 | 0.46 | |
| $8,083 | $48,164 | $54,731 | $23,000 | 0.48 | |
| $6,706 | $44,082 | $51,370 | $22,625 | 0.51 | |
| National Median | — | $47,506 | — | $26,000 | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana Technological University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 21 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.