Median Earnings (1yr)
$46,181
42nd percentile
Median Debt
$21,271
18% below national median
Debt-to-Earnings
0.46
Manageable
Sample Size
21
Limited data

Analysis

Montana Tech's business program produces earnings that fall slightly below the national median but rank at the 60th percentile within Montana—a meaningful distinction in a state where only three schools offer this degree. Graduates earn $46,181 their first year, just under the $47,506 national average, yet only about $2,000 less than Montana State University's business program despite Tech's much smaller scale. With debt of $21,271 (below both state and national medians), the financial picture is manageable, translating to a 0.46 debt-to-earnings ratio.

The major caveat here is sample size: fewer than 30 graduates means these numbers could shift significantly year to year. Still, the debt load advantage is real—graduates here borrow about $5,000 less than the national median for business programs. For a family choosing between Montana schools primarily for in-state tuition, this program delivers comparable outcomes to larger competitors while keeping debt in check.

If your child is considering business at a Montana school and prefers a smaller campus environment, Tech offers reasonable value. The earnings may not lead the state, but the combination of competitive pay and lower-than-average debt makes this a financially sensible option, especially if they're drawn to Butte's STEM-focused culture or prefer avoiding the larger university settings in Bozeman or Billings.

Where Montana Technological University Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Montana Technological UniversityOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montana Technological University graduates compare to all programs nationally

Montana Technological University graduates earn $46k, placing them in the 42th percentile of all business/commerce bachelors programs nationally.

Compare to Similar Programs in Montana

Business/Commerce bachelors's programs at peer institutions in Montana (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montana Technological University$46,181—$21,2710.46
Montana State University$48,164$54,731$23,0000.48
Montana State University Billings$44,082$51,370$22,6250.51
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Montana

Compare tuition, earnings, and debt across Montana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Montana State University
Bozeman
$8,083$48,164$23,000
Montana State University Billings
Billings
$6,706$44,082$22,625

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana Technological University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.