Analysis
Montana Tech's engineering program shows a debt-to-earnings profile that looks manageable on paper, though the figures require context. Peer engineering bachelor's programs nationally suggest first-year earnings around $67,900 with debt near $25,800—a ratio of 0.38 that puts total borrowing at just over a third of initial salary. By year four, the actual reported earnings of $74,900 suggest modest but steady income growth.
The challenge is that Montana Tech is the only engineering program in the state tracked by the Department of Education, leaving no local benchmarks for comparison. The school's 90% admission rate and average SAT of 1126 indicate it's relatively accessible, but without reported outcomes specific to this program, it's difficult to know whether Montana Tech's graduates match the national engineering picture or fall short. Engineering programs vary considerably in rigor and employer recognition, even when the credential looks identical.
For families weighing this investment, the estimated numbers align with what engineering typically delivers: reasonable debt against solid starting salaries. The concern is the uncertainty—you're relying entirely on national patterns rather than Montana Tech's track record. If your student is committed to engineering and wants to stay in Montana, this may be the practical choice. Just understand you're betting on the program performing like its peers elsewhere, not on demonstrated outcomes.
Where Montana Technological University Stands
Earnings vs. debt across all engineering bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Montana Technological University | — | $74,921 | — |
| Franklin W Olin College of Engineering | $109,455 | $114,228 | +4% |
| University of California-Davis | $82,956 | $104,701 | +26% |
| Harvey Mudd College | $92,491 | $103,969 | +12% |
| Lafayette College | $76,507 | $92,618 | +21% |
Compare to Similar Programs Nationally
Engineering bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,050 | $67,911* | $74,921 | $25,832* | — | |
| $64,458 | $109,455* | $114,228 | $14,512* | 0.13 | |
| $66,255 | $92,491* | $103,969 | $22,240* | 0.24 | |
| $68,230 | $86,416* | $87,937 | $14,500* | 0.17 | |
| $15,247 | $82,956* | $104,701 | $15,000* | 0.18 | |
| $41,010 | $78,211* | — | $27,000* | 0.35 | |
| National Median | — | $67,911* | — | $26,056* | 0.38 |
Career Paths
Occupations commonly associated with engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Microsystems Engineers
Photonics Engineers
Robotics Engineers
Nanosystems Engineers
Wind Energy Engineers
Solar Energy Systems Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana Technological University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 47 similar programs. Actual outcomes may vary.