Analysis
An associate's degree in computer and information sciences through Montcalm Community College appears manageable based on what peer programs typically produce. With estimated debt around $12,500—below the national median for this credential—and first-year earnings similar to programs across the country at roughly $36,000, the debt burden sits at just over a third of that first paycheck. That's a reasonable starting point, particularly given that nearly a third of students here receive Pell grants, suggesting the program serves cost-conscious families.
The challenge is that these figures come entirely from comparable programs nationally, not from Montcalm's actual graduate outcomes. Small graduating classes mean the government doesn't publish specific numbers for this school. What we know is that Michigan has 14 colleges offering this associate's degree, but none report public data either, making state-level comparison impossible. You're essentially betting that Montcalm's outcomes mirror the national pattern—a $36,000 starting salary that needs to grow substantially to justify even this modest debt load over time.
For families weighing this investment, the relatively low estimated debt is the strongest argument in its favor. But without concrete proof that Montcalm graduates land jobs at these salary levels, you're making an informed guess rather than a data-driven decision. Consider whether your student could verify actual placement rates and employer connections before committing.
Where Montcalm Community College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,860 | $35,761* | — | $12,500* | — | |
| $5,550 | $60,163* | — | $17,218* | 0.29 | |
| $4,257 | $55,961* | $75,016 | $10,250* | 0.18 | |
| $3,540 | $55,738* | $59,873 | $19,140* | 0.34 | |
| $4,740 | $53,219* | — | $20,098* | 0.38 | |
| $16,450 | $50,111* | $65,335 | $22,164* | 0.44 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montcalm Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.