Analysis
Computer science programs across California show dramatic variation, with the state median at $44,653—about $9,000 higher than what comparable programs nationally suggest Monterey Peninsula College graduates might earn. That gap matters when you're evaluating an associate degree as either a terminal credential or a transfer stepping stone.
The estimated debt load of $12,500 is actually well below both state and national benchmarks for these programs, which offers some cushion. A 0.35 debt-to-earnings ratio based on peer programs suggests manageable repayment if those earnings materialize. But here's the practical question: Is this associate degree positioning students for California's tech market, where similar programs produce significantly higher outcomes, or is it primarily serving as a transfer pathway to a bachelor's program where the real earning power kicks in?
Given the wide range of outcomes for computer science programs in California—and the fact that these figures come from national comparisons rather than Monterey Peninsula's actual graduate data—you'll want to understand how this specific program connects to local employers or four-year institutions. The modest debt estimate makes this a relatively low-risk entry point into tech education, but whether it delivers California-level earnings will depend heavily on what students do with the degree after graduation.
Where Monterey Peninsula College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs in California
Computer and Information Sciences associates's programs at peer institutions in California (93 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,188 | $35,761* | — | $12,500* | — | |
| — | $44,653* | — | $19,300* | 0.43 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Monterey Peninsula College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.