Business/Commerce at Montgomery County Community College

Montgomery County Community College's business program starts graduates at below-average earnings but compensates with strong upward momentum. While $36,274 puts first-year graduates right at the Pennsylvania median (60th percentile statewide), the trajectory matters more: earnings jump 39% to $50,580 by year four, outpacing typical associate-level business programs. This growth pattern suggests the degree opens doors even if entry positions aren't immediately lucrative.

The $11,000 debt load creates manageable pressure—less than one-third of first-year earnings and below both state and national medians. This cushion is especially valuable during those initial lower-earning years. However, parents should note that several Pennsylvania community colleges place graduates in higher-paying first jobs (Lehigh Carbon at $47,276, for instance), so location and employer networks matter.

For families prioritizing affordability over immediate payoff, this program works. The combination of modest debt and strong earnings acceleration means graduates can establish financial footing relatively quickly. Just understand you're betting on year-three and beyond rather than walking into a high-paying role immediately after graduation.