Business/Commerce at Luzerne County Community College
Associate's Degree
Analysis
Luzerne County Community College's business program delivers a troubling financial trajectory that demands careful consideration. While graduates start slightly above both state and national medians at $38,515, earnings drop 11% by year four to $34,401—a backward slide that suggests graduates may be trapped in entry-level positions without clear advancement paths. Among Pennsylvania's 20 business associate programs, this ranks near the middle (60th percentile), but it falls well short of top state performers like Lehigh Carbon ($47,276) and trails even similar community colleges like Harrisburg Area ($36,708).
The debt burden of $10,750 is at least manageable relative to that first-year salary, creating a 0.28 ratio that's better than many programs. However, this modest advantage gets quickly undermined by the earnings decline. By year four, graduates are making less than they did initially, suggesting they're either stuck in retail management or administrative assistant roles that offer limited growth, or they're experiencing job instability that forces lateral moves rather than career progression.
For parents weighing this option, the key question is whether their student has a clear plan to leverage this degree toward advancement—perhaps by immediately transferring to a four-year program or entering a specific company with defined promotion tracks. As a standalone credential, this program's declining earnings pattern is concerning enough to explore alternatives, particularly stronger community colleges elsewhere in Pennsylvania that offer clearer paths to salary growth.
Where Luzerne County Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Luzerne County Community College graduates compare to all programs nationally
Luzerne County Community College graduates earn $39k, placing them in the 57th percentile of all business/commerce associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Pennsylvania
Business/Commerce associates's programs at peer institutions in Pennsylvania (20 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Luzerne County Community College | $38,515 | $34,401 | $10,750 | 0.28 |
| Lehigh Carbon Community College | $47,276 | $41,038 | $11,500 | 0.24 |
| Strayer University-Pennsylvania | $44,154 | $47,516 | $32,810 | 0.74 |
| Harrisburg Area Community College | $36,708 | $39,256 | $19,976 | 0.54 |
| Montgomery County Community College | $36,274 | $50,580 | $11,000 | 0.30 |
| Community College of Philadelphia | $35,122 | $43,798 | $13,437 | 0.38 |
| National Median | $36,591 | — | $13,437 | 0.37 |
Other Business/Commerce Programs in Pennsylvania
Compare tuition, earnings, and debt across Pennsylvania schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Lehigh Carbon Community College Schnecksville | $5,215 | $47,276 | $11,500 |
| Strayer University-Pennsylvania Trevose | $13,920 | $44,154 | $32,810 |
| Harrisburg Area Community College Harrisburg | $7,373 | $36,708 | $19,976 |
| Montgomery County Community College Blue Bell | $6,270 | $36,274 | $11,000 |
| Community College of Philadelphia Philadelphia | $4,632 | $35,122 | $13,437 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Luzerne County Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.