Business/Commerce at Community College of Philadelphia
Associate's Degree
Analysis
Community College of Philadelphia's business program lags behind several Pennsylvania community colleges, landing in just the 40th percentile statewide—meaning 60% of similar programs in the state produce better earnings outcomes. Starting at $35,122, graduates earn about $1,200 less than the state median and fall short of the national benchmark. Nearby community colleges like Lehigh Carbon ($47,276) and Luzerne County ($38,515) demonstrate that stronger outcomes are achievable at the same credential level, often with similar tuition costs and accessibility for working-class students.
The debt load of $13,437 is manageable—representing about five months of first-year income—and the 25% earnings growth to $43,798 by year four shows decent trajectory. For students who need to stay in Philadelphia and can't relocate for better community college options, this program won't derail their finances. The robust sample size (100+ graduates) gives confidence these numbers reflect real outcomes, not statistical noise.
However, if your child has the flexibility to commute or attend elsewhere in Pennsylvania, the data suggests they should explore other options first. The gap between this program and top-performing PA community colleges represents $4,000-12,000 annually in lost earnings—money that compounds significantly over a career.
Where Community College of Philadelphia Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Community College of Philadelphia graduates compare to all programs nationally
Community College of Philadelphia graduates earn $35k, placing them in the 44th percentile of all business/commerce associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Pennsylvania
Business/Commerce associates's programs at peer institutions in Pennsylvania (20 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Community College of Philadelphia | $35,122 | $43,798 | $13,437 | 0.38 |
| Lehigh Carbon Community College | $47,276 | $41,038 | $11,500 | 0.24 |
| Strayer University-Pennsylvania | $44,154 | $47,516 | $32,810 | 0.74 |
| Luzerne County Community College | $38,515 | $34,401 | $10,750 | 0.28 |
| Harrisburg Area Community College | $36,708 | $39,256 | $19,976 | 0.54 |
| Montgomery County Community College | $36,274 | $50,580 | $11,000 | 0.30 |
| National Median | $36,591 | — | $13,437 | 0.37 |
Other Business/Commerce Programs in Pennsylvania
Compare tuition, earnings, and debt across Pennsylvania schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Lehigh Carbon Community College Schnecksville | $5,215 | $47,276 | $11,500 |
| Strayer University-Pennsylvania Trevose | $13,920 | $44,154 | $32,810 |
| Luzerne County Community College Nanticoke | $6,450 | $38,515 | $10,750 |
| Harrisburg Area Community College Harrisburg | $7,373 | $36,708 | $19,976 |
| Montgomery County Community College Blue Bell | $6,270 | $36,274 | $11,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Community College of Philadelphia, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 116 graduates with reported earnings and 234 graduates with debt data. Small samples may not be representative.