Analysis
Computer science programs in North Carolina show considerable variation, and Montreat's estimated outcomes sit right at the state medianβwhich itself trails the national benchmark by about $7,000. Based on comparable programs in the state, graduates here can expect roughly $54,000 in first-year earnings and $25,000 in debt, producing a debt-to-earnings ratio of 0.46. That's manageable on paper, though it's worth noting that several NC public universities with reported data show significantly stronger earnings, with NC Central and East Carolina both placing graduates above $69,000.
The estimated debt figure aligns with the national median for computer science bachelor's programs, but the earnings gap means Montreat graduates may face a tighter budget in those crucial first years after graduation. A $54,000 salary in tech is livable but leaves less cushion for loan payments compared to programs where graduates start above $65,000. The 40% Pell grant rate suggests Montreat serves students who may be particularly sensitive to this earnings difference.
Given these are estimates drawn from peer programs rather than Montreat's actual graduate outcomes, parents should request placement data directly from the schoolβspecifically, where their computer science graduates land jobs and at what salaries. If the school's actual outcomes mirror the stronger NC programs, the debt load becomes more reasonable. If they trend lower, that $25,000 becomes harder to justify when larger state universities might offer better placement at similar or lower cost.
Where Montreat College Stands
Earnings vs. debt across all computer and information sciences bachelors's programs nationally
Compare to Similar Programs in North Carolina
Computer and Information Sciences bachelors's programs at peer institutions in North Carolina (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,860 | $54,097* | β | $25,000* | β | |
| $6,542 | $74,597* | β | $31,375* | 0.42 | |
| $7,361 | $69,442* | $96,859 | $26,923* | 0.39 | |
| $13,920 | $67,315* | $77,481 | $50,737* | 0.75 | |
| $7,214 | $60,639* | β | $22,153* | 0.37 | |
| $7,317 | $54,105* | β | $27,000* | 0.50 | |
| National Median | β | $61,322* | β | $25,000* | 0.41 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montreat College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in NC. Actual outcomes may vary.