Median Earnings (1yr)
$43,607
13th percentile (40th in KY)
Median Debt
$27,440
10% above national median
Debt-to-Earnings
0.63
Manageable
Sample Size
57
Adequate data

Analysis

Morehead State's accounting graduates start at $43,607—roughly $10,000 below the national median and $6,500 below Kentucky's typical accounting program. While that lands them in just the 13th percentile nationally, the state context matters: at the 40th percentile in Kentucky, this program sits in the middle of a state where accounting salaries generally lag behind national averages. Still, when the University of Kentucky and several smaller programs are producing graduates earning $10,000+ more annually, the gap is meaningful.

The saving grace here is the debt load. At $27,440, graduates carry slightly more than the Kentucky median but stay below national averages, creating a manageable 0.63 debt-to-earnings ratio. Earnings growth of 16% over four years to $50,682 is solid, closing some of the gap with stronger programs. For students who can attend at in-state tuition rates and are committed to staying in Kentucky's more modest accounting market, the math works—the debt is payable and the trajectory is positive.

However, families should recognize they're trading immediate earning potential for lower debt. If your student has the credentials to access Kentucky's stronger programs, the higher starting salaries could easily offset any additional borrowing. Morehead State makes sense for students who need the accessibility of an 82% admission rate and value staying close to home, but it's not the most competitive path into Kentucky's accounting field.

Where Morehead State University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Morehead State UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Morehead State University graduates compare to all programs nationally

Morehead State University graduates earn $44k, placing them in the 13th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Accounting bachelors's programs at peer institutions in Kentucky (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Morehead State University$43,607$50,682$27,4400.63
University of Kentucky$59,474$67,805$23,2500.39
Transylvania University$58,803$62,272$27,0000.46
Thomas More University$55,385—$27,0000.49
Northern Kentucky University$52,425$61,901$23,7500.45
University of Louisville$51,923$64,110$19,3740.37
National Median$53,694—$25,0000.47

Other Accounting Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Kentucky
Lexington
$13,212$59,474$23,250
Transylvania University
Lexington
$44,980$58,803$27,000
Thomas More University
Crestview Hills
$38,400$55,385$27,000
Northern Kentucky University
Highland Heights
$10,896$52,425$23,750
University of Louisville
Louisville
$12,828$51,923$19,374

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Morehead State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 57 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.