Median Earnings (1yr)
$43,607
13th percentile
40th percentile in Kentucky
Median Debt
$27,440
10% above national median

Analysis

Morehead State's accounting graduates start at $43,607β€”roughly $10,000 below the national median and $6,500 below Kentucky's typical accounting program. While that lands them in just the 13th percentile nationally, the state context matters: at the 40th percentile in Kentucky, this program sits in the middle of a state where accounting salaries generally lag behind national averages. Still, when the University of Kentucky and several smaller programs are producing graduates earning $10,000+ more annually, the gap is meaningful.

The saving grace here is the debt load. At $27,440, graduates carry slightly more than the Kentucky median but stay below national averages, creating a manageable 0.63 debt-to-earnings ratio. Earnings growth of 16% over four years to $50,682 is solid, closing some of the gap with stronger programs. For students who can attend at in-state tuition rates and are committed to staying in Kentucky's more modest accounting market, the math worksβ€”the debt is payable and the trajectory is positive.

However, families should recognize they're trading immediate earning potential for lower debt. If your student has the credentials to access Kentucky's stronger programs, the higher starting salaries could easily offset any additional borrowing. Morehead State makes sense for students who need the accessibility of an 82% admission rate and value staying close to home, but it's not the most competitive path into Kentucky's accounting field.

Where Morehead State University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Morehead State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Morehead State University$43,607$50,682+16%
University of Kentucky$59,474$67,805+14%
University of Louisville$51,923$64,110+23%
Transylvania University$58,803$62,272+6%
Northern Kentucky University$52,425$61,901+18%

Compare to Similar Programs in Kentucky

Accounting bachelors's programs at peer institutions in Kentucky (22 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Morehead State UniversityMorehead$9,838$43,607$50,682$27,4400.63
University of KentuckyLexington$13,212$59,474$67,805$23,2500.39
Transylvania UniversityLexington$44,980$58,803$62,272$27,0000.46
Thomas More UniversityCrestview Hills$38,400$55,385β€”$27,0000.49
Northern Kentucky UniversityHighland Heights$10,896$52,425$61,901$23,7500.45
University of LouisvilleLouisville$12,828$51,923$64,110$19,3740.37
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Morehead State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 57 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.