Analysis
Special education teachers face a genuine workforce shortage in South Dakota and nationally, which shapes the practical value of this degree. Based on three comparable programs in the state, first-year earnings around $46,400 track closely with the national median for this field—a reassuring sign that special education credentials hold consistent value regardless of where you train. The estimated $27,000 debt load produces a manageable 0.58 debt-to-earnings ratio, meaning your child would owe roughly seven months of their first-year salary.
The limited graduate data for Mount Marty's program means we're relying on broader state trends rather than school-specific outcomes, which introduces uncertainty. However, South Dakota's special education programs show relatively tight clustering in outcomes—the gap between the highest and lowest reported programs in the state is only about $7,000. This suggests market forces and state salary schedules matter more than institutional prestige in this field. Special education positions often come with loan forgiveness programs and strong job security, practical advantages that don't show up in raw earnings numbers but significantly improve the financial picture over time.
If your child is committed to special education specifically, this debt level won't derail their financial future. The field rewards dedication more than pedigree, and teacher shortages create reliable employment prospects that offset the moderate starting salary.
Where Mount Marty University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in South Dakota
Special Education and Teaching bachelors's programs at peer institutions in South Dakota (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,100 | $46,439* | — | $27,000* | — | |
| $9,000 | $49,134* | $43,683 | $26,812* | 0.55 | |
| $9,432 | $46,439* | $39,798 | $27,000* | 0.58 | |
| $9,633 | $42,318* | — | $31,000* | 0.73 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Marty University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in SD. Actual outcomes may vary.