Analysis
A debt load around $21,700 for a mathematics degree sounds manageable, and based on comparable programs in New York, it likely is—but Mount Saint Mary College's trajectory tells a more layered story. Similar programs across the state suggest first-year earnings around $45,880, putting the debt-to-earnings ratio at a reasonable 0.47. By year four, this program's graduates reach $56,200, which represents genuine salary growth and positions them slightly above the national median for math majors. That progression matters, especially when New York's competitive math landscape includes elite programs producing graduates who earn $80,000 or more right out of college.
The question is whether this growth continues or plateaus. Mathematics degrees typically open doors to actuarial work, data analysis, or teaching—fields where credentials and experience compound over time. Mount Saint Mary's 82% admission rate and modest SAT averages suggest a less competitive peer environment than schools like Cornell or RPI, but the four-year earnings data hints that graduates find solid professional footing. The key unknown is how much variation exists within that estimated first-year figure and whether Mount Saint Mary specifically prepares students for the higher-paying quantitative roles versus education tracks.
For families prioritizing affordable entry into a quantitative field, this program appears financially sound based on peer outcomes. Just recognize you're banking on estimated figures rather than this school's verified track record—and plan accordingly for what happens if your student lands closer to that $45,880 starting point than the $56,000 mid-career mark.
Where Mount Saint Mary College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Mount Saint Mary College | — | $56,201 | — |
| Cornell University | $87,251 | $127,962 | +47% |
| Rensselaer Polytechnic Institute | $80,196 | $100,012 | +25% |
| New York University | $58,481 | $90,277 | +54% |
| Hamilton College | $53,698 | $79,932 | +49% |
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,370 | $45,880* | $56,201 | $21,697* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Saint Mary College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.