Median Earnings (1yr)
$38,512
63rd percentile (60th in CA)
Median Debt
$30,000
14% above national median
Debt-to-Earnings
0.78
Manageable
Sample Size
21
Limited data

Analysis

Mount Saint Mary's delivers solid earnings outcomes for social work graduates—outperforming 63% of programs nationally—but does so at a debt cost that's notably higher than typical California schools. First-year earnings of $38,512 beat both the national median ($37,296) and California median ($37,994), placing graduates in respectable company among the state's 26 social work programs. The debt-to-earnings ratio of 0.78 suggests graduates will manage their loans, with typical monthly payments consuming a reasonable share of take-home pay.

The challenge is context: while $30,000 in debt ranks favorably compared to national programs (19th percentile), it's substantially above California's median of $17,259. Many state schools—including CSU campuses—produce similar or better earnings with far less borrowing. The relatively small sample size (under 30 graduates) means individual circumstances could be skewing these figures up or down.

For families committed to Mount Saint Mary's mission and campus community, the financial picture is workable—graduates earn slightly more than state peers and carry manageable debt loads. However, parents should understand they're likely paying a premium compared to public alternatives that serve similar student populations. If minimizing debt is the priority, California's public university system offers competitive outcomes with typically half the borrowing.

Where Mount Saint Mary's University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Mount Saint Mary's UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mount Saint Mary's University graduates compare to all programs nationally

Mount Saint Mary's University graduates earn $39k, placing them in the 63th percentile of all social work bachelors programs nationally.

Compare to Similar Programs in California

Social Work bachelors's programs at peer institutions in California (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mount Saint Mary's University$38,512—$30,0000.78
San Francisco State University$48,750$56,474$17,2590.35
University of California-Berkeley$44,906$60,405$13,7190.31
California State University-Long Beach$42,925$59,826$11,2760.26
La Sierra University$42,213$60,961$35,5000.84
University of Massachusetts Global$41,327$45,868$34,2500.83
National Median$37,296—$26,3620.71

Other Social Work Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
San Francisco State University
San Francisco
$7,424$48,750$17,259
University of California-Berkeley
Berkeley
$14,850$44,906$13,719
California State University-Long Beach
Long Beach
$7,008$42,925$11,276
La Sierra University
Riverside
$35,910$42,213$35,500
University of Massachusetts Global
Aliso Viejo
$12,520$41,327$34,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Saint Mary's University, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.