Analysis
California's special education teacher pipeline tells a complicated story, and Mount Saint Mary's sits in an unusual position within it. While comparable programs across the state typically produce first-year earnings around $33,783, national peer programs suggest earnings closer to $44,139—roughly $10,000 higher. This gap likely reflects California's unique credential requirements and hiring timelines for special education teachers, which can delay full-salary employment even for graduates ready to enter the field.
The estimated $27,000 debt load aligns closely with national norms for this major but runs significantly higher than the $16,750 typical of California programs. That difference matters when your starting salary may be closer to the state average than the national one. A debt-to-earnings ratio around 0.61 remains manageable by education standards, but it assumes you'll secure a teaching position quickly and at competitive pay—not guaranteed in California's complex credentialing landscape.
For families investing in this path, the critical question is whether Mount Saint Mary's provides something worth the premium over Cal State options that typically graduate students with half the debt. If their smaller class sizes or support systems genuinely improve your child's chances of completing the program and securing employment faster, that premium narrows. But if your child simply needs solid preparation for the credential exams and classroom experience, the public university route deserves serious consideration given the tighter economics of teaching careers in California.
Where Mount Saint Mary's University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in California
Special Education and Teaching bachelors's programs at peer institutions in California (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $48,132 | $44,139* | — | $27,000* | — | |
| $7,602 | $33,783* | $38,500 | $16,750* | 0.50 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Saint Mary's University, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.