Business/Commerce at Mount St. Mary's University
Bachelor's Degree
Analysis
Mount St. Mary's business graduates start behind their Maryland peers—earning roughly $50,000 versus the state median of $50,514—but they experience solid 38% earnings growth by year four, reaching nearly $65,000. This puts them squarely in the middle nationally but below average for Maryland, where they rank in the 40th percentile among seven schools offering this program.
The debt picture is more troubling. At $21,500, graduates carry less than both national and state medians, but that's because Mount St. Mary's ranks in the 80th percentile for debt nationally—meaning 80% of comparable programs nationwide saddle students with less debt. The first-year debt-to-earnings ratio of 0.46 is manageable but not impressive given the lower starting salary.
For Maryland families, this program delivers middling returns. You're paying private school tuition (despite the 72% admission rate suggesting modest selectivity) for outcomes that trail public options like University of Baltimore, where graduates earn $52,329 right out of the gate. The strong earnings trajectory helps close that gap by year four, but unless Mount St. Mary's offers significant financial aid or your child values the smaller campus environment, better-performing Maryland programs exist at potentially lower cost.
Where Mount St. Mary's University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Mount St. Mary's University graduates compare to all programs nationally
Mount St. Mary's University graduates earn $47k, placing them in the 46th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Business/Commerce bachelors's programs at peer institutions in Maryland (7 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Mount St. Mary's University | $46,859 | $64,783 | $21,500 | 0.46 |
| Strayer University-Maryland | $55,431 | $59,763 | $56,517 | 1.02 |
| University of Baltimore | $52,329 | $63,811 | $25,000 | 0.48 |
| Washington College | $48,699 | $72,505 | $27,000 | 0.55 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Maryland
Compare tuition, earnings, and debt across Maryland schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Strayer University-Maryland Suitland | $13,920 | $55,431 | $56,517 |
| University of Baltimore Baltimore | $9,772 | $52,329 | $25,000 |
| Washington College Chestertown | $54,356 | $48,699 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount St. Mary's University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 77 graduates with reported earnings and 116 graduates with debt data. Small samples may not be representative.