Median Earnings (1yr)
$46,859
46th percentile
40th percentile in Maryland
Median Debt
$21,500
17% below national median

Analysis

Mount St. Mary's business graduates start behind their Maryland peers—earning roughly $50,000 versus the state median of $50,514—but they experience solid 38% earnings growth by year four, reaching nearly $65,000. This puts them squarely in the middle nationally but below average for Maryland, where they rank in the 40th percentile among seven schools offering this program.

The debt picture is more troubling. At $21,500, graduates carry less than both national and state medians, but that's because Mount St. Mary's ranks in the 80th percentile for debt nationally—meaning 80% of comparable programs nationwide saddle students with less debt. The first-year debt-to-earnings ratio of 0.46 is manageable but not impressive given the lower starting salary.

For Maryland families, this program delivers middling returns. You're paying private school tuition (despite the 72% admission rate suggesting modest selectivity) for outcomes that trail public options like University of Baltimore, where graduates earn $52,329 right out of the gate. The strong earnings trajectory helps close that gap by year four, but unless Mount St. Mary's offers significant financial aid or your child values the smaller campus environment, better-performing Maryland programs exist at potentially lower cost.

Where Mount St. Mary's University Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Earnings Distribution

How Mount St. Mary's University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Mount St. Mary's University$46,859$64,783+38%
New York University$77,828$115,546+48%
Washington College$48,699$72,505+49%
University of Baltimore$52,329$63,811+22%
Strayer University-Maryland$55,431$59,763+8%

Compare to Similar Programs in Maryland

Business/Commerce bachelors's programs at peer institutions in Maryland (7 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mount St. Mary's UniversityEmmitsburg$47,240$46,859$64,783$21,5000.46
Strayer University-MarylandSuitland$13,920$55,431$59,763$56,5171.02
University of BaltimoreBaltimore$9,772$52,329$63,811$25,0000.48
Washington CollegeChestertown$54,356$48,699$72,505$27,0000.55
National Median$47,506$26,0000.55

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount St. Mary's University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 77 graduates with reported earnings and 116 graduates with debt data. Small samples may not be representative.