Business/Commerce at University of Baltimore
Bachelor's Degree
Analysis
University of Baltimore's business program produces graduates earning 26% more than the national median for business degrees ($52,329 versus $47,506), with solid progression to nearly $64,000 by year four. In Maryland's competitive market—where schools like Strayer University lead at $55,431—Baltimore ranks in the 60th percentile, placing it above the state median but not at the top. Still, the $63,811 four-year mark represents meaningful earning power in the Baltimore metro area, where business roles span finance, logistics, and healthcare administration.
The $25,000 debt load is actually below both national and state medians ($26,000), creating a debt-to-earnings ratio of 0.48 that qualifies as manageable by most standards. Graduates can realistically pay this down within a few years while building their careers. The 22% earnings growth over four years suggests graduates aren't plateauing early—they're advancing into better-paid positions as they gain experience.
For a school with 86% admission and 43% Pell Grant recipients, these outcomes are noteworthy. Baltimore delivers above-average results to a student body that includes many first-generation and middle-income families. If your child can access Maryland's in-state tuition rates, this becomes a particularly strong value play: better-than-average earnings with below-average debt, all from a program with solid regional employer connections in a diverse business hub.
Where University of Baltimore Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Baltimore graduates compare to all programs nationally
University of Baltimore graduates earn $52k, placing them in the 67th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Business/Commerce bachelors's programs at peer institutions in Maryland (7 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Baltimore | $52,329 | $63,811 | $25,000 | 0.48 |
| Strayer University-Maryland | $55,431 | $59,763 | $56,517 | 1.02 |
| Washington College | $48,699 | $72,505 | $27,000 | 0.55 |
| Mount St. Mary's University | $46,859 | $64,783 | $21,500 | 0.46 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Maryland
Compare tuition, earnings, and debt across Maryland schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Strayer University-Maryland Suitland | $13,920 | $55,431 | $56,517 |
| Washington College Chestertown | $54,356 | $48,699 | $27,000 |
| Mount St. Mary's University Emmitsburg | $47,240 | $46,859 | $21,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Baltimore, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 163 graduates with reported earnings and 191 graduates with debt data. Small samples may not be representative.