Analysis
University of Baltimore's business program produces graduates earning 26% more than the national median for business degrees ($52,329 versus $47,506), with solid progression to nearly $64,000 by year four. In Maryland's competitive market—where schools like Strayer University lead at $55,431—Baltimore ranks in the 60th percentile, placing it above the state median but not at the top. Still, the $63,811 four-year mark represents meaningful earning power in the Baltimore metro area, where business roles span finance, logistics, and healthcare administration.
The $25,000 debt load is actually below both national and state medians ($26,000), creating a debt-to-earnings ratio of 0.48 that qualifies as manageable by most standards. Graduates can realistically pay this down within a few years while building their careers. The 22% earnings growth over four years suggests graduates aren't plateauing early—they're advancing into better-paid positions as they gain experience.
For a school with 86% admission and 43% Pell Grant recipients, these outcomes are noteworthy. Baltimore delivers above-average results to a student body that includes many first-generation and middle-income families. If your child can access Maryland's in-state tuition rates, this becomes a particularly strong value play: better-than-average earnings with below-average debt, all from a program with solid regional employer connections in a diverse business hub.
Where University of Baltimore Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Distribution
How University of Baltimore graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Baltimore | $52,329 | $63,811 | +22% |
| New York University | $77,828 | $115,546 | +48% |
| Washington College | $48,699 | $72,505 | +49% |
| Mount St. Mary's University | $46,859 | $64,783 | +38% |
| Strayer University-Maryland | $55,431 | $59,763 | +8% |
Compare to Similar Programs in Maryland
Business/Commerce bachelors's programs at peer institutions in Maryland (7 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,772 | $52,329 | $63,811 | $25,000 | 0.48 | |
| $13,920 | $55,431 | $59,763 | $56,517 | 1.02 | |
| $54,356 | $48,699 | $72,505 | $27,000 | 0.55 | |
| $47,240 | $46,859 | $64,783 | $21,500 | 0.46 | |
| National Median | — | $47,506 | — | $26,000 | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Baltimore, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 163 graduates with reported earnings and 191 graduates with debt data. Small samples may not be representative.