Median Earnings (1yr)
$52,329
67th percentile (60th in MD)
Median Debt
$25,000
4% below national median
Debt-to-Earnings
0.48
Manageable
Sample Size
163
Adequate data

Analysis

University of Baltimore's business program produces graduates earning 26% more than the national median for business degrees ($52,329 versus $47,506), with solid progression to nearly $64,000 by year four. In Maryland's competitive market—where schools like Strayer University lead at $55,431—Baltimore ranks in the 60th percentile, placing it above the state median but not at the top. Still, the $63,811 four-year mark represents meaningful earning power in the Baltimore metro area, where business roles span finance, logistics, and healthcare administration.

The $25,000 debt load is actually below both national and state medians ($26,000), creating a debt-to-earnings ratio of 0.48 that qualifies as manageable by most standards. Graduates can realistically pay this down within a few years while building their careers. The 22% earnings growth over four years suggests graduates aren't plateauing early—they're advancing into better-paid positions as they gain experience.

For a school with 86% admission and 43% Pell Grant recipients, these outcomes are noteworthy. Baltimore delivers above-average results to a student body that includes many first-generation and middle-income families. If your child can access Maryland's in-state tuition rates, this becomes a particularly strong value play: better-than-average earnings with below-average debt, all from a program with solid regional employer connections in a diverse business hub.

Where University of Baltimore Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

University of BaltimoreOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Baltimore graduates compare to all programs nationally

University of Baltimore graduates earn $52k, placing them in the 67th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Business/Commerce bachelors's programs at peer institutions in Maryland (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Baltimore$52,329$63,811$25,0000.48
Strayer University-Maryland$55,431$59,763$56,5171.02
Washington College$48,699$72,505$27,0000.55
Mount St. Mary's University$46,859$64,783$21,5000.46
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Strayer University-Maryland
Suitland
$13,920$55,431$56,517
Washington College
Chestertown
$54,356$48,699$27,000
Mount St. Mary's University
Emmitsburg
$47,240$46,859$21,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Baltimore, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 163 graduates with reported earnings and 191 graduates with debt data. Small samples may not be representative.