Analysis
Mount St. Mary's psychology graduates start at $34,454—roughly tracking the national median but landing in just the 25th percentile among Maryland's three programs offering this degree. That's a significant gap: the state median sits at $41,744, meaning graduates here earn about $7,300 less than their in-state peers. Johns Hopkins, the top program in Maryland, shows first-year earnings of $49,035, though that's an unfair comparison given the selectivity difference.
The debt picture is more balanced. At $21,500, it matches both national and state medians exactly, creating a manageable debt-to-earnings ratio of 0.62. Graduates should be able to handle loan payments, though the lower starting salary means less breathing room than at other Maryland programs. The 34% earnings growth over four years is encouraging, bringing graduates to $46,052 by year four, though that still leaves them playing catch-up with peers who started ahead.
The critical caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary widely. For Maryland families comparing in-state options, this program underperforms the state median despite charging similar debt levels. Unless there are compelling non-financial reasons to choose Mount St. Mary's—campus fit, specific research opportunities, or geographic preference for a rural setting—Maryland families should carefully examine how other in-state programs stack up before committing.
Where Mount St. Mary's University Stands
Earnings vs. debt across all research and experimental psychology bachelors's programs nationally
Earnings Distribution
How Mount St. Mary's University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Mount St. Mary's University | $34,454 | $46,052 | +34% |
| Harvard University | $41,501 | $76,453 | +84% |
| University of Rochester | $39,732 | $68,347 | +72% |
| University of Chicago | $31,986 | $65,966 | +106% |
| Northeastern University | $38,463 | $57,605 | +50% |
Compare to Similar Programs in Maryland
Research and Experimental Psychology bachelors's programs at peer institutions in Maryland (3 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $47,240 | $34,454 | $46,052 | $21,500 | 0.62 | |
| $63,340 | $49,035 | — | $14,507 | 0.30 | |
| National Median | — | $34,768 | — | $21,500 | 0.62 |
Career Paths
Occupations commonly associated with research and experimental psychology graduates
Statisticians
Biostatisticians
Medical Scientists, Except Epidemiologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Child, Family, and School Social Workers
Managers, All Other
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount St. Mary's University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.