Median Earnings (1yr)
$34,454
48th percentile
Median Debt
$21,500
At national median

Analysis

Mount St. Mary's psychology graduates start at $34,454—roughly tracking the national median but landing in just the 25th percentile among Maryland's three programs offering this degree. That's a significant gap: the state median sits at $41,744, meaning graduates here earn about $7,300 less than their in-state peers. Johns Hopkins, the top program in Maryland, shows first-year earnings of $49,035, though that's an unfair comparison given the selectivity difference.

The debt picture is more balanced. At $21,500, it matches both national and state medians exactly, creating a manageable debt-to-earnings ratio of 0.62. Graduates should be able to handle loan payments, though the lower starting salary means less breathing room than at other Maryland programs. The 34% earnings growth over four years is encouraging, bringing graduates to $46,052 by year four, though that still leaves them playing catch-up with peers who started ahead.

The critical caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary widely. For Maryland families comparing in-state options, this program underperforms the state median despite charging similar debt levels. Unless there are compelling non-financial reasons to choose Mount St. Mary's—campus fit, specific research opportunities, or geographic preference for a rural setting—Maryland families should carefully examine how other in-state programs stack up before committing.

Where Mount St. Mary's University Stands

Earnings vs. debt across all research and experimental psychology bachelors's programs nationally

Earnings Distribution

How Mount St. Mary's University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Mount St. Mary's University$34,454$46,052+34%
Harvard University$41,501$76,453+84%
University of Rochester$39,732$68,347+72%
University of Chicago$31,986$65,966+106%
Northeastern University$38,463$57,605+50%

Compare to Similar Programs in Maryland

Research and Experimental Psychology bachelors's programs at peer institutions in Maryland (3 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mount St. Mary's UniversityEmmitsburg$47,240$34,454$46,052$21,5000.62
Johns Hopkins UniversityBaltimore$63,340$49,035$14,5070.30
National Median$34,768$21,5000.62

Career Paths

Occupations commonly associated with research and experimental psychology graduates

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Medical Scientists, Except Epidemiologists

Conduct research dealing with the understanding of human diseases and the improvement of human health. Engage in clinical investigation, research and development, or other related activities.

$100,590/yrJobs growth:Doctoral or professional degree

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Health Specialties Teachers, Postsecondary

Teach courses in health specialties, in fields such as dentistry, laboratory technology, medicine, pharmacy, public health, therapy, and veterinary medicine.

$83,980/yrJobs growth:

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Managers, All Other

All managers not listed separately.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount St. Mary's University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.