Median Earnings (1yr)
$34,454
48th percentile
Median Debt
$21,500
At national median
Debt-to-Earnings
0.62
Manageable
Sample Size
24
Limited data

Analysis

Mount St. Mary's psychology graduates start at $34,454—roughly tracking the national median but landing in just the 25th percentile among Maryland's three programs offering this degree. That's a significant gap: the state median sits at $41,744, meaning graduates here earn about $7,300 less than their in-state peers. Johns Hopkins, the top program in Maryland, shows first-year earnings of $49,035, though that's an unfair comparison given the selectivity difference.

The debt picture is more balanced. At $21,500, it matches both national and state medians exactly, creating a manageable debt-to-earnings ratio of 0.62. Graduates should be able to handle loan payments, though the lower starting salary means less breathing room than at other Maryland programs. The 34% earnings growth over four years is encouraging, bringing graduates to $46,052 by year four, though that still leaves them playing catch-up with peers who started ahead.

The critical caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary widely. For Maryland families comparing in-state options, this program underperforms the state median despite charging similar debt levels. Unless there are compelling non-financial reasons to choose Mount St. Mary's—campus fit, specific research opportunities, or geographic preference for a rural setting—Maryland families should carefully examine how other in-state programs stack up before committing.

Where Mount St. Mary's University Stands

Earnings vs. debt across all research and experimental psychology bachelors's programs nationally

Mount St. Mary's UniversityOther research and experimental psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mount St. Mary's University graduates compare to all programs nationally

Mount St. Mary's University graduates earn $34k, placing them in the 48th percentile of all research and experimental psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Research and Experimental Psychology bachelors's programs at peer institutions in Maryland (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mount St. Mary's University$34,454$46,052$21,5000.62
Johns Hopkins University$49,035—$14,5070.30
National Median$34,768—$21,5000.62

Other Research and Experimental Psychology Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Johns Hopkins University
Baltimore
$63,340$49,035$14,507

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount St. Mary's University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.