Analysis
Mount Vernon Nazarene's social work program earns just above the national median but trails most Ohio competitors, landing in the 40th percentile statewide. While first-year earnings of $37,979 roughly match what social workers make across Ohio, they lag behind every top program in the state—Capital University graduates earn $6,000 more annually. The 9% earnings growth to $41,307 by year four suggests stable career progression, though still well below what graduates from competing Ohio programs achieve.
The real concern is the debt load. At $34,837, graduates carry nearly $8,000 more debt than the typical Ohio social work graduate and $8,500 more than the national median—placing this program in the problematic 5th percentile for debt nationally. With a debt-to-earnings ratio of 0.92, new graduates face nearly a full year's salary in student loans, a heavy burden for a helping profession that rarely offers high starting pay. For context, this debt level approaches what many teachers or counselors carry, but those fields typically offer better loan forgiveness options.
If your child is committed to social work in Ohio, the state's public universities deliver similar or better earnings with significantly less debt. The $8,000 debt premium here translates to roughly $90 per month in additional loan payments over ten years—meaningful money on a social worker's salary.
Where Mount Vernon Nazarene University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Mount Vernon Nazarene University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Mount Vernon Nazarene University | $37,979 | $41,307 | +9% |
| Bowling Green State University-Main Campus | $40,959 | $45,206 | +10% |
| Cedarville University | $35,967 | $45,097 | +25% |
| Capital University | $44,344 | $44,174 | -0% |
| Wright State University-Main Campus | $39,926 | $44,078 | +10% |
Compare to Similar Programs in Ohio
Social Work bachelors's programs at peer institutions in Ohio (41 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $35,524 | $37,979 | $41,307 | $34,837 | 0.92 | |
| $41,788 | $44,344 | $44,174 | $43,038 | 0.97 | |
| $14,081 | $40,959 | $45,206 | $27,000 | 0.66 | |
| $11,188 | $39,926 | $44,078 | $28,250 | 0.71 | |
| $13,570 | $39,292 | $41,234 | $29,125 | 0.74 | |
| $12,377 | $39,254 | $42,056 | $31,000 | 0.79 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Vernon Nazarene University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 52 graduates with debt data. Small samples may not be representative.