Analysis
Similar programs in Ohio suggest this special education degree comes with a debt-to-earnings ratio of 0.65—reasonable for a teaching credential, but worth examining what that means in practice. At an estimated $27,000 in debt against first-year earnings around $41,362, graduates would face monthly loan payments of roughly $300 on a standard plan, consuming about 9% of their gross income. That's manageable, though it leaves little margin for error in a profession not known for rapid salary growth.
The four-year earnings figure of $38,662 actually dips below the estimated starting salary, which is unusual and could reflect any number of factors—part-time work, graduate school attendance, or career transitions. This makes the first-year number harder to trust as a stable baseline. What's clearer is that peer programs in Ohio cluster tightly: the state median sits exactly at Muskingum's estimated starting point, while top programs like Dayton and Ohio State push only about $4,000 higher. Special education salaries in Ohio appear compressed regardless of where you train.
For families committed to teaching special education, this program's estimated debt load won't derail finances, but it won't deliver standout outcomes either. The real question is whether Muskingum's smaller scale and 82% admission rate translate to better preparation or job placement support—factors no salary estimate can capture. If your child needs hand-holding through certification or prefers a tight-knit campus, that might justify choosing this over a larger public program with similar financial prospects.
Where Muskingum University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Muskingum University | — | $38,662 | — |
| University of Dayton | $45,260 | $44,985 | -1% |
| University of Toledo | $40,952 | $44,030 | +8% |
| Ohio State University-Main Campus | $45,213 | $43,720 | -3% |
| Miami University-Oxford | $41,871 | $43,240 | +3% |
Compare to Similar Programs in Ohio
Special Education and Teaching bachelors's programs at peer institutions in Ohio (43 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,440 | $41,362* | $38,662 | $27,000* | — | |
| $47,600 | $45,260* | $44,985 | $20,612* | 0.46 | |
| $12,859 | $45,213* | $43,720 | $26,899* | 0.59 | |
| $41,788 | $42,709* | $40,804 | $27,000* | 0.63 | |
| $13,570 | $42,347* | — | $25,046* | 0.59 | |
| $17,809 | $41,871* | $43,240 | $27,000* | 0.64 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Muskingum University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in OH. Actual outcomes may vary.